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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cobb County, Georgia

Fat Boy Data analyzed home improvement loan activity in Cobb County, Georgia, home to Marietta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,824 applications were decided by 179 lenders between 2023 and 2025.

Cobb County at a glance

179Active lenders39 with 20+ decisions
60.9%Market approval rate5,374 of 8,824 decided
$95KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,059 loans funded

How Cobb County compares

Approval rate compared
Cobb County60.9%Georgia55.5%All 616 counties62.7%
Typical loan compared
Cobb County$95KGeorgia$85KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Cobb County, GA, 527 of them.

First Technology approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.

Lenders approved 60.9% of home improvement loan applications in Cobb County, GA, 5.4 percentage points above the Georgia rate of 55.5%.

The typical home improvement loan here is $95K, 12% larger than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 40% approved of 361One lender: 41% approved of 231Truist Bank: 45% approved of 812Bank of America, National Association: 45% approved of 1,207One lender: 46% approved of 411One lender: 47% approved of 106One lender: 50% approved of 52One lender: 52% approved of 60One lender: 57% approved of 99One lender: 57% approved of 310One lender: 57% approved of 184One lender: 62% approved of 24Navy Federal Credit Union: 64% approved of 615One lender: 64% approved of 145Delta Community Credit Union: 65% approved of 693One lender: 66% approved of 76One lender: 67% approved of 345One lender: 68% approved of 186One lender: 69% approved of 96One lender: 70% approved of 114One lender: 71% approved of 24One lender: 71% approved of 114One lender: 72% approved of 321One lender: 72% approved of 198One lender: 72% approved of 36One lender: 75% approved of 28One lender: 76% approved of 138One lender: 76% approved of 55One lender: 77% approved of 44One lender: 78% approved of 32One lender: 78% approved of 370One lender: 83% approved of 23Credit Union of Georgia: 86% approved of 467One lender: 86% approved of 43One lender: 86% approved of 59One lender: 90% approved of 120One lender: 91% approved of 33One lender: 92% approved of 25One lender: 94% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Cobb County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association45%542 / 1,20797%$105K527
2Truist Bank45%362 / 81290%$105K325
3Delta Community Credit Union65%453 / 69399%$95K450
4Navy Federal Credit Union64%391 / 61599%$85K386
5Credit Union of Georgia86%401 / 46796%$55K385

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 174 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Cobb County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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