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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Paulding County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Paulding County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,143 applications were decided by 213 lenders between 2023 and 2025.

Paulding County at a glance

213Active lenders31 with 20+ decisions
70.6%Market approval rate2,924 of 4,143 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,768 loans funded

How Paulding County compares

Approval rate compared
Paulding County70.6%Georgia64.2%All 616 counties68.2%
Typical loan compared
Paulding County$185KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Paulding County, GA, 877 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The Federal Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 94% of 33.

Lenders approved 70.6% of cash-out refinance applications in Paulding County, GA, 6.4 percentage points above the Georgia rate of 64.2%.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 38One lender: 32% approved of 66Amerisave Mortgage Corporation: 36% approved of 292One lender: 38% approved of 60American Financing Corporation: 45% approved of 157Carrington Mortgage Services, LLC: 49% approved of 154One lender: 50% approved of 22One lender: 53% approved of 137One lender: 53% approved of 45One lender: 54% approved of 41One lender: 55% approved of 60One lender: 58% approved of 66One lender: 59% approved of 29One lender: 62% approved of 73One lender: 68% approved of 127One lender: 70% approved of 151One lender: 71% approved of 21One lender: 72% approved of 39One lender: 72% approved of 128One lender: 77% approved of 22United Wholesale Mortgage, LLC: 79% approved of 234One lender: 82% approved of 33One lender: 83% approved of 30One lender: 85% approved of 39Rocket Mortgage, LLC: 85% approved of 1,073One lender: 88% approved of 121One lender: 90% approved of 20One lender: 92% approved of 24One lender: 92% approved of 24One lender: 92% approved of 37One lender: 94% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Paulding County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%914 / 1,07396%$175K877
2Amerisave Mortgage Corporation36%104 / 29298%$95K102
3United Wholesale Mortgage, LLCBroker only79%185 / 23497%$245K180
4American Financing Corporation45%70 / 15781%$215K57
5Carrington Mortgage Services, LLC49%76 / 15479%$225K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 208 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Paulding County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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