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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Paulding County, Georgia

Fat Boy Data analyzed home improvement loan activity in Paulding County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,185 applications were decided by 100 lenders between 2023 and 2025.

Paulding County at a glance

100Active lenders21 with 20+ decisions
54.2%Market approval rate1,185 of 2,185 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,114 loans funded

How Paulding County compares

Approval rate compared
Paulding County54.2%Georgia55.5%All 616 counties62.7%
Typical loan compared
Paulding County$65KGeorgia$85KAll 616 counties$75K

What the data shows

Navy Federal Credit Union made the most home improvement loans in Paulding County, GA, 108 of them.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 83% of 23.

The typical home improvement loan here is $65K, 24% smaller than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Pentagon Federal Credit Union: 24% approved of 21U.S. Bank National Association: 27% approved of 33Bank of America, National Association: 29% approved of 287Spring Eq, LLC: 33% approved of 86Discover Bank: 38% approved of 98Truist Bank: 42% approved of 187Ameris Bank: 47% approved of 34Regions Bank: 51% approved of 212Third Federal Savings And Loan Association Of Cleveland: 52% approved of 21Delta Community Credit Union: 55% approved of 99Citizens Bank, National Association: 55% approved of 22Fifth Third Bank, National Association: 58% approved of 31Bank OZK: 59% approved of 29PNC Bank, National Association: 60% approved of 67Figure Lending LLC: 60% approved of 83Navy Federal Credit Union: 62% approved of 176United Community Bank: 62% approved of 85Georgia's Own: 68% approved of 50Lge Community Credit Union: 73% approved of 139Credit Union of Georgia: 76% approved of 94Rocket Mortgage, LLC: 83% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Paulding County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association29%83 / 28796%$75K80
2Regions Bank51%108 / 21287%$55K94
3Truist Bank42%79 / 18791%$105K72
4Navy Federal Credit Union62%109 / 17699%$65K108
5Lge Community Credit Union73%102 / 13999%$65K101

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 95 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Paulding County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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