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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Paulding County, Georgia

Fat Boy Data analyzed home improvement loan activity in Paulding County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,185 applications were decided by 100 lenders between 2023 and 2025.

Paulding County at a glance

100Active lenders21 with 20+ decisions
54.2%Market approval rate1,185 of 2,185 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,114 loans funded

How Paulding County compares

Approval rate compared
Paulding County54.2%Georgia55.5%All 616 counties62.7%
Typical loan compared
Paulding County$65KGeorgia$85KAll 616 counties$75K

What the data shows

Navy Federal Credit Union made the most home improvement loans in Paulding County, GA, 108 of them.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 83% of 23.

The typical home improvement loan here is $65K, 24% smaller than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 21One lender: 27% approved of 33Bank of America, National Association: 29% approved of 287One lender: 33% approved of 86One lender: 38% approved of 98Truist Bank: 42% approved of 187One lender: 47% approved of 34Regions Bank: 51% approved of 212One lender: 52% approved of 21One lender: 55% approved of 99One lender: 55% approved of 22One lender: 58% approved of 31One lender: 59% approved of 29One lender: 60% approved of 67One lender: 60% approved of 83Navy Federal Credit Union: 62% approved of 176One lender: 62% approved of 85One lender: 68% approved of 50Lge Community Credit Union: 73% approved of 139One lender: 76% approved of 94One lender: 83% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Paulding County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association29%83 / 28796%$75K80
2Regions Bank51%108 / 21287%$55K94
3Truist Bank42%79 / 18791%$105K72
4Navy Federal Credit Union62%109 / 17699%$65K108
5Lge Community Credit Union73%102 / 13999%$65K101

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 95 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Paulding County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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