Collins Community Credit Union mortgage approval rate & lending review
Collins Community Credit Union decided 1,911 mortgage applications and funded 1,574 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Collins Community Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Collins Community Credit Union at a glance
Approval is 6.3 points above the 77.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 778 / 827 | 98% | $175K | 764 |
| Home improvement loans | 74% | 362 / 490 | 97% | $35K | 351 |
| Cash-out refinance | 67% | 66 / 98 | 98% | $145K | 65 |
| Refinance | 73% | 210 / 286 | 97% | $85K | 204 |
| Investment property purchase | 96% | 102 / 106 | 99% | $105K | 101 |
| Investment cash-out refinance | 92% | 23 / 25 | 100% | $165K | 23 |
| Investment refinance | 94% | 61 / 65 | 100% | $185K | 61 |
Collins Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 84% | $175K | 1,899 | 1,564 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Collins Community Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Linn County, IA | Mortgage lenders | 95% | 605 | 568 |
| Linn County, IA | Home improvement loans | 77% | 330 | 249 |
| Linn County, IA | Refinance | 79% | 194 | 151 |
| Polk County, IA | Mortgage lenders | 89% | 90 | 76 |
| Johnson County, IA | Mortgage lenders | 94% | 65 | 59 |
| Linn County, IA | Cash-out refinance | 70% | 71 | 49 |
| Polk County, IA | Home improvement loans | 60% | 90 | 49 |
| Linn County, IA | Investment property purchase | 96% | 49 | 47 |
| Johnson County, IA | Home improvement loans | 89% | 36 | 31 |
| Polk County, IA | Investment refinance | 94% | 33 | 31 |
| Black Hawk County, IA | Mortgage lenders | 90% | 31 | 28 |
| Black Hawk County, IA | Investment property purchase | 100% | 22 | 22 |
The county markets where Collins Community Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Collins Community Credit Union
What is Collins Community Credit Union's mortgage approval rate?
Collins Community Credit Union approved 84.1% of the 1,911 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.3 points above the 77.8% national rate for the same mix of loan types.
How often do borrowers take the loan Collins Community Credit Union offers?
Borrowers accepted 98% of the loans Collins Community Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Collins Community Credit Union make?
The typical home purchase mortgage loan Collins Community Credit Union made was $175K; across all loan types its typical loan ran from $35K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Collins Community Credit Union lend?
Collins Community Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in Iowa, Florida and Arizona.
Can I apply to Collins Community Credit Union directly?
Yes. Collins Community Credit Union is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Collins Community Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Collins Community Credit Union treats applications, then get a rate quote from the lender.