Dupaco Community mortgage approval rate & lending review
Dupaco Community decided 1,103 mortgage applications and funded 877 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Dupaco Community reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Dupaco Community at a glance
Approval is 1.2 points above the 80.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 491 / 512 | 97% | $165K | 478 |
| Home improvement loans | 92% | 49 / 53 | 98% | $35K | 48 |
| Cash-out refinance | 49% | 83 / 171 | 96% | $145K | 80 |
| Refinance | 62% | 118 / 189 | 97% | $65K | 115 |
| Investment property purchase | 98% | 95 / 97 | 96% | $205K | 91 |
| Investment refinance | 85% | 47 / 55 | 98% | $165K | 46 |
Dupaco Community lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 79% | $165K | 785 | 594 |
| Wisconsin | 89% | $305K | 197 | 175 |
| Illinois | 94% | $185K | 35 | 33 |
| Florida | 85% | $215K | 20 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Dupaco Community lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Linn County, IA | Mortgage lenders | 95% | 169 | 154 |
| Black Hawk County, IA | Mortgage lenders | 100% | 81 | 79 |
| Polk County, IA | Mortgage lenders | 98% | 63 | 61 |
| Linn County, IA | Refinance | 59% | 82 | 46 |
| Dane County, WI | Mortgage lenders | 92% | 49 | 44 |
| Linn County, IA | Cash-out refinance | 48% | 83 | 39 |
| Dane County, WI | Investment refinance | 97% | 37 | 36 |
| Dane County, WI | Investment property purchase | 100% | 30 | 30 |
| Black Hawk County, IA | Refinance | 67% | 36 | 24 |
| Linn County, IA | Investment property purchase | 100% | 22 | 20 |
| Linn County, IA | Home improvement loans | 95% | 20 | 19 |
| Black Hawk County, IA | Cash-out refinance | 43% | 42 | 16 |
The county markets where Dupaco Community made the most loans. Each link opens that market with every lender ranked.
Questions about Dupaco Community
What is Dupaco Community's mortgage approval rate?
Dupaco Community approved 81.8% of the 1,103 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.2 points above the 80.6% national rate for the same mix of loan types.
How often do borrowers take the loan Dupaco Community offers?
Borrowers accepted 97% of the loans Dupaco Community approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Dupaco Community make?
The typical home purchase mortgage loan Dupaco Community made was $165K; across all loan types its typical loan ran from $35K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Dupaco Community lend?
Dupaco Community decided applications in 28 of the states Fat Boy Data covers, most of them in Iowa, Wisconsin and Illinois.
Can I apply to Dupaco Community directly?
Yes. Dupaco Community is a bank or credit union with 23 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Dupaco Community's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Dupaco Community treats applications, then get a rate quote from the lender.