Lender profile · HMDA 2023–2025
1st Security Bank of Washington mortgage approval rates & lending data
1st Security Bank of Washington decided 3,228 mortgage applications and funded 3,041 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,400 / 2,472 | 100% | $495K | 2,388 |
| Home improvement loans | 75% | 116 / 154 | 96% | $105K | 111 |
| Cash-out refinance | 83% | 137 / 165 | 95% | $275K | 130 |
| Refinance | 94% | 134 / 143 | 99% | $555K | 132 |
| Investment property purchase | 98% | 196 / 200 | 99% | $475K | 194 |
| Investment refinance | 94% | 67 / 71 | 97% | $425K | 65 |
1st Security Bank of Washington lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 95% | $495K | 2,935 | 2,770 |
| Oregon | 91% | $535K | 150 | 135 |
| Arizona | 93% | $405K | 55 | 51 |
| Idaho | 94% | $445K | 48 | 45 |
| California | 100% | $685K | 26 | 26 |
| Nevada | 100% | $385K | 10 | 10 |
| Colorado | 100% | $665K | 3 | 3 |
| Montana | 100% | $415K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.