1st Security Bank of Washington mortgage approval rate & lending review
1st Security Bank of Washington decided 3,228 mortgage applications and funded 3,041 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions 1st Security Bank of Washington reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
1st Security Bank of Washington at a glance
Approval is 10.6 points above the 84.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,400 / 2,472 | 100% | $495K | 2,388 |
| Home improvement loans | 75% | 116 / 154 | 96% | $105K | 111 |
| Cash-out refinance | 83% | 137 / 165 | 95% | $275K | 130 |
| Refinance | 94% | 134 / 143 | 99% | $555K | 132 |
| Investment property purchase | 98% | 196 / 200 | 99% | $475K | 194 |
| Investment refinance | 94% | 67 / 71 | 97% | $425K | 65 |
1st Security Bank of Washington lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 95% | $495K | 2,935 | 2,770 |
| Oregon | 91% | $535K | 150 | 135 |
| Arizona | 93% | $405K | 55 | 51 |
| Idaho | 94% | $445K | 48 | 45 |
| California | 100% | $685K | 26 | 26 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where 1st Security Bank of Washington lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| King County, WA | Mortgage lenders | 98% | 593 | 579 |
| Benton County, WA | Mortgage lenders | 98% | 472 | 458 |
| Snohomish County, WA | Mortgage lenders | 97% | 338 | 328 |
| Pierce County, WA | Mortgage lenders | 95% | 291 | 273 |
| Kitsap County, WA | Mortgage lenders | 97% | 158 | 153 |
| Clark County, WA | Mortgage lenders | 99% | 88 | 87 |
| Thurston County, WA | Mortgage lenders | 98% | 82 | 79 |
| Yakima County, WA | Mortgage lenders | 99% | 76 | 75 |
| King County, WA | Investment property purchase | 99% | 72 | 70 |
| Grant County, WA | Mortgage lenders | 100% | 50 | 50 |
| King County, WA | Refinance | 96% | 47 | 45 |
| King County, WA | Investment refinance | 100% | 47 | 45 |
The county markets where 1st Security Bank of Washington made the most loans. Each link opens that market with every lender ranked.
Questions about 1st Security Bank of Washington
What is 1st Security Bank of Washington's mortgage approval rate?
1st Security Bank of Washington approved 95.1% of the 3,228 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.6 points above the 84.6% national rate for the same mix of loan types.
How often do borrowers take the loan 1st Security Bank of Washington offers?
Borrowers accepted 99% of the loans 1st Security Bank of Washington approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does 1st Security Bank of Washington make?
The typical home purchase mortgage loan 1st Security Bank of Washington made was $495K; across all loan types its typical loan ran from $105K to $555K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does 1st Security Bank of Washington lend?
1st Security Bank of Washington decided applications in 8 of the states Fat Boy Data covers, most of them in Washington, Oregon and Arizona.
Can I apply to 1st Security Bank of Washington directly?
Yes. 1st Security Bank of Washington is a bank or credit union with 31 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show 1st Security Bank of Washington's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how 1st Security Bank of Washington treats applications, then get a rate quote from the lender.