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refinance lenders · HMDA 2023–2025

Refinance lenders in King County, Washington

Fat Boy Data analyzed mortgage refinance activity in King County, Washington, home to Seattle, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 20,579 applications were decided by 385 lenders between 2023 and 2025.

King County at a glance

385Active lenders86 with 20+ decisions
79.9%Market approval rate16,451 of 20,579 decided
$585KTypical loanmedian lender, $10K brackets
95%Borrower take-up15,692 loans funded

How King County compares

Approval rate compared
King County79.9%Washington79.5%All 616 counties76.5%
Typical loan compared
King County$585KWashington$455KAll 616 counties$295K

What the data shows

Boeing Employees Credit Union made the most mortgage refinances in King County, WA, 3,630 of them.

Hsbc Bank USA, N.A.tional Association approved the highest share of applications among lenders with at least 20 decisions here, 99% of 105.

The typical mortgage refinance here is $585K, 29% larger than the Washington typical of $455K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 48One lender: 21% approved of 214One lender: 33% approved of 218One lender: 40% approved of 103One lender: 44% approved of 111One lender: 51% approved of 67One lender: 55% approved of 55One lender: 58% approved of 339One lender: 58% approved of 53One lender: 59% approved of 278One lender: 63% approved of 65One lender: 71% approved of 58Bank of America, National Association: 71% approved of 1,446One lender: 71% approved of 202One lender: 72% approved of 155One lender: 73% approved of 45One lender: 73% approved of 94Boeing Employees Credit Union: 74% approved of 5,162One lender: 74% approved of 363One lender: 78% approved of 79One lender: 79% approved of 280Rocket Mortgage, LLC: 79% approved of 901One lender: 79% approved of 72One lender: 81% approved of 47One lender: 81% approved of 89One lender: 81% approved of 63One lender: 84% approved of 80One lender: 84% approved of 173One lender: 84% approved of 45One lender: 86% approved of 338One lender: 87% approved of 287One lender: 88% approved of 188One lender: 89% approved of 62One lender: 90% approved of 165United Wholesale Mortgage, LLC: 90% approved of 1,238One lender: 91% approved of 128One lender: 91% approved of 189U.S. Bank National Association: 91% approved of 752One lender: 92% approved of 169One lender: 92% approved of 128One lender: 93% approved of 597One lender: 93% approved of 195One lender: 94% approved of 178One lender: 94% approved of 49One lender: 94% approved of 217One lender: 95% approved of 404One lender: 95% approved of 193One lender: 95% approved of 304One lender: 96% approved of 70One lender: 96% approved of 47One lender: 96% approved of 166One lender: 97% approved of 146One lender: 97% approved of 60One lender: 98% approved of 135One lender: 98% approved of 464One lender: 98% approved of 158One lender: 98% approved of 115One lender: 98% approved of 118One lender: 99% approved of 68One lender: 99% approved of 105

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in King County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union74%3,807 / 5,16295%$205K3,630
2Bank of America, National Association71%1,026 / 1,44699%$375K1,011
3United Wholesale Mortgage, LLCBroker only90%1,118 / 1,23896%$625K1,071
4Rocket Mortgage, LLC79%712 / 90195%$585K678
5U.S. Bank National Association91%687 / 75297%$865K667

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 380 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in King County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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