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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in King County, Washington

Fat Boy Data analyzed investment property refinance activity in King County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,244 applications were decided by 234 lenders between 2023 and 2025.

King County at a glance

234Active lenders26 with 20+ decisions
74.4%Market approval rate1,669 of 2,244 decided
$525KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,555 loans funded

How King County compares

Approval rate compared
King County74.4%Washington73.5%All 616 counties77.7%
Typical loan compared
King County$525KWashington$435KAll 616 counties$235K

What the data shows

Boeing Employees Credit Union made the most investment property refinances in King County, WA, 124 of them.

1st Security Bank of Washington approved the highest share of applications among lenders with at least 20 decisions here, 100% of 47.

The typical investment property refinance here is $525K, 21% larger than the Washington typical of $435K.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Boeing Employees Credit Union: 47% approved of 279KeyBank National Association: 50% approved of 20Bank of America, National Association: 51% approved of 45Kind Lending, LLC: 57% approved of 28Rocket Mortgage, LLC: 61% approved of 67United Wholesale Mortgage, LLC: 64% approved of 104U.S. Bank National Association: 65% approved of 46Kiavi Funding, Inc.: 67% approved of 21Loandepot.Com, LLC: 69% approved of 26Sammamish Mortgage Company: 72% approved of 29Champions Funding, LLC: 76% approved of 21Pennymac Loan Services, LLC: 78% approved of 64NexBank: 78% approved of 37Foundation Mortgage Corporation: 83% approved of 24Cmg Mortgage, Inc.: 84% approved of 38JPMorgan Chase Bank, National Association: 86% approved of 42Movement Mortgage, LLC: 88% approved of 40Conventus LLC: 91% approved of 58Crosscountry Mortgage, LLC: 92% approved of 38The Loan Store, Inc.: 94% approved of 66East West Bank: 95% approved of 38Washington Trust Bank: 95% approved of 21General Mortgage Capital Corporation: 97% approved of 33Genesis Capital, LLC: 98% approved of 1061st Security Bank of Washington: 100% approved of 47Citadel Servicing Corporation: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in King County

LenderApprovalApprovedTaken upTypical loanLoans made
1Boeing Employees Credit Union47%131 / 27995%$175K124
2Genesis Capital, LLC98%104 / 106100%$2.19M104
3United Wholesale Mortgage, LLCBroker only64%67 / 104100%$435K67
4Rocket Mortgage, LLC61%41 / 6798%$435K40
5The Loan Store, Inc.94%62 / 6689%$545K55

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 229 more lenders.

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You are seeing the 5 largest investment property refinance lenders in King County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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