Lender profile · HMDA 2023–2025
Alameda Mortgage Corporation mortgage approval rates & lending data
Alameda Mortgage Corporation decided 8,541 mortgage applications and funded 8,199 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 6,821 / 6,999 | 100% | $325K | 6,803 |
| Cash-out refinance | 83% | 334 / 402 | 98% | $255K | 329 |
| Refinance | 89% | 249 / 281 | 100% | $455K | 248 |
| Investment property purchase | 98% | 640 / 656 | 100% | $275K | 637 |
| Investment cash-out refinance | 88% | 109 / 124 | 99% | $225K | 108 |
| Investment refinance | 95% | 53 / 56 | 100% | $225K | 53 |
Alameda Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 96% | $325K | 6,272 | 6,024 |
| Tennessee | 96% | $275K | 584 | 560 |
| Utah | 98% | $425K | 304 | 298 |
| Arizona | 97% | $345K | 259 | 250 |
| Georgia | 96% | $255K | 205 | 196 |
| Oregon | 94% | $445K | 199 | 187 |
| Illinois | 94% | $175K | 108 | 101 |
| Nevada | 94% | $305K | 101 | 95 |
| Colorado | 96% | $445K | 89 | 85 |
| Minnesota | 100% | $195K | 54 | 54 |
| Hawaii | 96% | $635K | 51 | 49 |
| Texas | 94% | $365K | 51 | 48 |
| South Carolina | 91% | $275K | 46 | 42 |
| Washington | 96% | $465K | 46 | 44 |
| Idaho | 100% | $395K | 45 | 45 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.