Alameda Mortgage Corporation mortgage approval rate & lending review
Alameda Mortgage Corporation decided 8,541 mortgage applications and funded 8,199 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Alameda Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to alamedamortgage.com.
Alameda Mortgage Corporation at a glance
Approval is 10.3 points above the 86.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 6,821 / 6,999 | 100% | $325K | 6,803 |
| Cash-out refinance | 83% | 334 / 402 | 98% | $255K | 329 |
| Refinance | 89% | 249 / 281 | 100% | $455K | 248 |
| Investment property purchase | 98% | 640 / 656 | 100% | $275K | 637 |
| Investment cash-out refinance | 88% | 109 / 124 | 99% | $225K | 108 |
| Investment refinance | 95% | 53 / 56 | 100% | $225K | 53 |
Alameda Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 96% | $325K | 6,272 | 6,024 |
| Tennessee | 96% | $275K | 584 | 560 |
| Utah | 98% | $425K | 304 | 298 |
| Arizona | 97% | $345K | 259 | 250 |
| Georgia | 96% | $255K | 205 | 196 |
| Oregon | 94% | $445K | 199 | 187 |
| Illinois | 94% | $175K | 108 | 101 |
| Nevada | 94% | $305K | 101 | 95 |
| Colorado | 96% | $445K | 89 | 85 |
| Minnesota | 100% | $195K | 54 | 54 |
| Hawaii | 96% | $635K | 51 | 49 |
| Texas | 94% | $365K | 51 | 48 |
| South Carolina | 91% | $275K | 46 | 42 |
| Washington | 96% | $465K | 46 | 44 |
| Idaho | 100% | $395K | 45 | 45 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Alameda Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fresno County, CA | Mortgage lenders | 97% | 2,100 | 2,032 |
| Tulare County, CA | Mortgage lenders | 97% | 808 | 786 |
| Kings County, CA | Mortgage lenders | 99% | 419 | 416 |
| Madera County, CA | Mortgage lenders | 97% | 363 | 351 |
| Hamilton County, TN | Mortgage lenders | 100% | 335 | 332 |
| Sacramento County, CA | Mortgage lenders | 96% | 226 | 216 |
| Salt Lake County, UT | Mortgage lenders | 99% | 213 | 211 |
| Contra Costa County, CA | Mortgage lenders | 99% | 150 | 145 |
| Fresno County, CA | Investment property purchase | 96% | 136 | 130 |
| Kern County, CA | Mortgage lenders | 98% | 123 | 120 |
| Fresno County, CA | Cash-out refinance | 84% | 119 | 97 |
| Ventura County, CA | Mortgage lenders | 100% | 82 | 82 |
The county markets where Alameda Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Alameda Mortgage Corporation
What is Alameda Mortgage Corporation's mortgage approval rate?
Alameda Mortgage Corporation approved 96.3% of the 8,541 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.3 points above the 86.0% national rate for the same mix of loan types.
How often do borrowers take the loan Alameda Mortgage Corporation offers?
Borrowers accepted 100% of the loans Alameda Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Alameda Mortgage Corporation make?
The typical home purchase mortgage loan Alameda Mortgage Corporation made was $325K; across all loan types its typical loan ran from $225K to $455K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Alameda Mortgage Corporation lend?
Alameda Mortgage Corporation decided applications in 30 of the states Fat Boy Data covers, most of them in California, Tennessee and Utah.
Can I apply to Alameda Mortgage Corporation directly?
Yes. Alameda Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is alamedamortgage.com.
Does this page show Alameda Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Alameda Mortgage Corporation treats applications, then get a rate quote from the lender.