Lender profile · HMDA 2023–2025
All In Federal Credit Union mortgage approval rates & lending data
All In Federal Credit Union decided 1,614 mortgage applications and funded 1,106 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 144 / 190 | 91% | $165K | 131 |
| Home improvement loans | 73% | 487 / 668 | 93% | $55K | 454 |
| Cash-out refinance | 68% | 116 / 171 | 93% | $85K | 108 |
| Refinance | 65% | 59 / 91 | 90% | $105K | 53 |
| Investment property purchase | 86% | 255 / 296 | 93% | $275K | 238 |
| Investment cash-out refinance | 69% | 41 / 59 | 98% | $125K | 40 |
| Investment home improvement | 64% | 82 / 128 | 95% | $75K | 78 |
All In Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 74% | $75K | 1,148 | 785 |
| Florida | 75% | $155K | 273 | 196 |
| Georgia | 66% | $65K | 47 | 28 |
| Ohio | 74% | $125K | 23 | 15 |
| Tennessee | 82% | $55K | 22 | 17 |
| Mississippi | 94% | $85K | 18 | 15 |
| California | 93% | $335K | 14 | 13 |
| Michigan | 82% | $105K | 11 | 9 |
| South Carolina | 67% | $275K | 9 | 6 |
| Louisiana | 67% | $105K | 6 | 2 |
| New Jersey | 80% | $75K | 5 | 4 |
| Illinois | 75% | $85K | 4 | 2 |
| Maryland | 50% | $45K | 4 | 2 |
| Massachusetts | 75% | $45K | 4 | 2 |
| Arizona | 0% | — | 3 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.