All In Federal Credit Union mortgage approval rate & lending review
All In Federal Credit Union decided 1,614 mortgage applications and funded 1,106 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions All In Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
All In Federal Credit Union at a glance
Approval is 2.7 points above the 71.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 144 / 190 | 91% | $165K | 131 |
| Home improvement loans | 73% | 487 / 668 | 93% | $55K | 454 |
| Cash-out refinance | 68% | 116 / 171 | 93% | $85K | 108 |
| Refinance | 65% | 59 / 91 | 90% | $105K | 53 |
| Investment property purchase | 86% | 255 / 296 | 93% | $275K | 238 |
| Investment cash-out refinance | 69% | 41 / 59 | 98% | $125K | 40 |
| Investment home improvement | 64% | 82 / 128 | 95% | $75K | 78 |
All In Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 74% | $75K | 1,148 | 785 |
| Florida | 75% | $155K | 273 | 196 |
| Georgia | 66% | $65K | 47 | 28 |
| Ohio | 74% | $125K | 23 | 15 |
| Tennessee | 82% | $55K | 22 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where All In Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Houston County, AL | Home improvement loans | 76% | 234 | 164 |
| Mobile County, AL | Home improvement loans | 69% | 236 | 149 |
| Houston County, AL | Mortgage lenders | 74% | 85 | 59 |
| Houston County, AL | Cash-out refinance | 78% | 67 | 50 |
| Mobile County, AL | Mortgage lenders | 82% | 50 | 36 |
| Okaloosa County, FL | Home improvement loans | 77% | 43 | 32 |
| Mobile County, AL | Investment property purchase | 73% | 45 | 29 |
| Baldwin County, AL | Investment property purchase | 100% | 28 | 28 |
| Mobile County, AL | Cash-out refinance | 60% | 52 | 27 |
| Houston County, AL | Investment property purchase | 81% | 31 | 24 |
| Baldwin County, AL | Home improvement loans | 75% | 32 | 23 |
| Houston County, AL | Refinance | 74% | 31 | 20 |
The county markets where All In Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about All In Federal Credit Union
What is All In Federal Credit Union's mortgage approval rate?
All In Federal Credit Union approved 73.8% of the 1,614 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.7 points above the 71.1% national rate for the same mix of loan types.
How often do borrowers take the loan All In Federal Credit Union offers?
Borrowers accepted 93% of the loans All In Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does All In Federal Credit Union make?
The typical home improvement loan loan All In Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does All In Federal Credit Union lend?
All In Federal Credit Union decided applications in 28 of the states Fat Boy Data covers, most of them in Alabama, Florida and Georgia.
Can I apply to All In Federal Credit Union directly?
Yes. All In Federal Credit Union is a bank or credit union with 43 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show All In Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how All In Federal Credit Union treats applications, then get a rate quote from the lender.