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refinance lenders · HMDA 2023–2025

Refinance lenders in Houston County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Houston County, Alabama, home to Dothan, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,031 applications were decided by 111 lenders between 2023 and 2025.

Houston County at a glance

111Active lenders12 with 20+ decisions
79.5%Market approval rate820 of 1,031 decided
$205KTypical loanmedian lender, $10K brackets
91%Borrower take-up743 loans funded

How Houston County compares

Approval rate compared
Houston County79.5%Alabama77.5%All 616 counties76.5%
Typical loan compared
Houston County$205KAlabama$205KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Houston County, AL, 70 of them.

River Bank & Trust approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 42% approved of 45Regions Bank: 66% approved of 115One lender: 74% approved of 31Rocket Mortgage, LLC: 85% approved of 60Five Star Credit Union: 87% approved of 83One lender: 89% approved of 27One lender: 90% approved of 48United Wholesale Mortgage, LLC: 90% approved of 58One lender: 90% approved of 20Freedom Mortgage Corporation: 98% approved of 53One lender: 100% approved of 24One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Houston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank66%76 / 11592%$65K70
2Five Star Credit Union87%72 / 8386%$105K62
3Rocket Mortgage, LLC85%51 / 6094%$255K48
4United Wholesale Mortgage, LLCBroker only90%52 / 5887%$275K45
5Freedom Mortgage Corporation98%52 / 5379%$225K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 106 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Houston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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