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investment property lenders · HMDA 2023–2025

Investment property lenders in Mobile County, Alabama

Fat Boy Data analyzed investment property mortgage activity in Mobile County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,604 applications were decided by 245 lenders between 2023 and 2025.

Mobile County at a glance

245Active lenders22 with 20+ decisions
82.8%Market approval rate1,328 of 1,604 decided
$115KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,242 loans funded

How Mobile County compares

Approval rate compared
Mobile County82.8%Alabama88.5%All 616 counties87.5%
Typical loan compared
Mobile County$115KAlabama$165KAll 616 counties$255K

What the data shows

Community Bank of Mississippi made the most investment property mortgages in Mobile County, AL, 64 of them.

River Bank & Trust approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.

Lenders approved 82.8% of investment property mortgage applications in Mobile County, AL, 5.7 percentage points below the Alabama rate of 88.5%.

The typical investment property mortgage here is $115K, 30% smaller than the Alabama typical of $165K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 20One lender: 19% approved of 27One lender: 40% approved of 20One lender: 41% approved of 32One lender: 52% approved of 21One lender: 65% approved of 23One lender: 73% approved of 48One lender: 73% approved of 45One lender: 73% approved of 30Cadence Bank: 82% approved of 60One lender: 84% approved of 25One lender: 85% approved of 55One lender: 86% approved of 22One lender: 87% approved of 3021St Mortgage Corporation: 88% approved of 65United Wholesale Mortgage, LLC: 91% approved of 58One lender: 93% approved of 30One lender: 95% approved of 43One lender: 96% approved of 28Community Bank of Mississippi: 97% approved of 71Century Bank: 98% approved of 64One lender: 100% approved of 55

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Mobile County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community Bank of Mississippi97%69 / 7193%$105K64
221St Mortgage Corporation88%57 / 6596%$45K55
3Century Bank98%63 / 64100%$115K63
4Cadence Bank82%49 / 6088%$105K43
5United Wholesale Mortgage, LLCBroker only91%53 / 58100%$95K53

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 240 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Mobile County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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