Aloha Pacific Federal Credit Union mortgage approval rate & lending review
Aloha Pacific Federal Credit Union decided 935 mortgage applications and funded 643 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Aloha Pacific Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Aloha Pacific Federal Credit Union at a glance
Approval is 2.0 points above the 71.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 57 / 70 | 96% | $325K | 55 |
| Home improvement loans | 58% | 210 / 360 | 93% | $155K | 196 |
| Refinance | 85% | 333 / 390 | 95% | $235K | 316 |
| Investment refinance | 66% | 21 / 32 | 95% | $275K | 20 |
| Investment home improvement | 60% | 26 / 43 | 96% | $155K | 25 |
Aloha Pacific Federal Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Aloha Pacific Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Honolulu County, HI | Refinance | 86% | 371 | 302 |
| Honolulu County, HI | Home improvement loans | 61% | 287 | 162 |
| Honolulu County, HI | Mortgage lenders | 84% | 61 | 49 |
| Clark County, NV | Home improvement loans | 46% | 59 | 26 |
| Honolulu County, HI | Investment refinance | 64% | 25 | 15 |
The county markets where Aloha Pacific Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Aloha Pacific Federal Credit Union
What is Aloha Pacific Federal Credit Union's mortgage approval rate?
Aloha Pacific Federal Credit Union approved 72.9% of the 935 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.0 points above the 71.0% national rate for the same mix of loan types.
How often do borrowers take the loan Aloha Pacific Federal Credit Union offers?
Borrowers accepted 94% of the loans Aloha Pacific Federal Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Aloha Pacific Federal Credit Union make?
The typical mortgage refinance loan Aloha Pacific Federal Credit Union made was $235K; across all loan types its typical loan ran from $155K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Aloha Pacific Federal Credit Union lend?
Aloha Pacific Federal Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Hawaii and Nevada.
Can I apply to Aloha Pacific Federal Credit Union directly?
Yes. Aloha Pacific Federal Credit Union is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Aloha Pacific Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Aloha Pacific Federal Credit Union treats applications, then get a rate quote from the lender.