Home›Hawaii›Honolulu County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Honolulu County, Hawaii

Fat Boy Data analyzed mortgage refinance activity in Honolulu County, Hawaii to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,957 applications were decided by 142 lenders between 2023 and 2025.

Honolulu County at a glance

142Active lenders35 with 20+ decisions
74.3%Market approval rate5,913 of 7,957 decided
$305KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,556 loans funded

How Honolulu County compares

Approval rate compared
Honolulu County74.3%Hawaii73.6%All 616 counties76.5%
Typical loan compared
Honolulu County$305KHawaii$305KAll 616 counties$295K

What the data shows

First Hawaiian Bank made the most mortgage refinances in Honolulu County, HI, 815 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 20One lender: 16% approved of 79One lender: 45% approved of 22One lender: 46% approved of 28One lender: 54% approved of 35One lender: 57% approved of 145One lender: 61% approved of 556One lender: 63% approved of 35Bank of Hawaii: 64% approved of 1,209One lender: 70% approved of 269One lender: 71% approved of 34Hawaii State Federal Credit Union: 71% approved of 605Hawaiiusa: 71% approved of 1,012One lender: 72% approved of 64One lender: 73% approved of 22First Hawaiian Bank: 75% approved of 1,122One lender: 78% approved of 234One lender: 81% approved of 113One lender: 81% approved of 27One lender: 83% approved of 35One lender: 86% approved of 113One lender: 86% approved of 371One lender: 88% approved of 145One lender: 89% approved of 46One lender: 90% approved of 30One lender: 93% approved of 178One lender: 93% approved of 43One lender: 94% approved of 107One lender: 95% approved of 22United Wholesale Mortgage, LLC: 96% approved of 589One lender: 97% approved of 39One lender: 98% approved of 87One lender: 98% approved of 54One lender: 100% approved of 27One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Honolulu County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of Hawaii64%776 / 1,20996%$305K742
2First Hawaiian Bank75%842 / 1,12297%$255K815
3Hawaiiusa71%723 / 1,01287%$265K630
4Hawaii State Federal Credit Union71%431 / 60599%$255K426
5United Wholesale Mortgage, LLCBroker only96%565 / 58995%$695K536

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 137 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Honolulu County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Honolulu County

Other lending data for Honolulu County

Nearby markets