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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Honolulu County, Hawaii

Fat Boy Data analyzed home improvement loan activity in Honolulu County, Hawaii to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,168 applications were decided by 68 lenders between 2023 and 2025.

Honolulu County at a glance

68Active lenders17 with 20+ decisions
57.8%Market approval rate3,564 of 6,168 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,355 loans funded

How Honolulu County compares

Approval rate compared
Honolulu County57.8%Hawaii56.2%All 616 counties62.7%
Typical loan compared
Honolulu County$155KHawaii$155KAll 616 counties$75K

What the data shows

Hawaii State Federal Credit Union made the most home improvement loans in Honolulu County, HI, 749 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 82% of 22.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 119One lender: 18% approved of 85One lender: 25% approved of 20One lender: 32% approved of 78One lender: 35% approved of 23One lender: 39% approved of 317Bank of Hawaii: 51% approved of 881One lender: 54% approved of 431One lender: 57% approved of 23Hawaiiusa: 58% approved of 895American Savings Bank, N.A.tional Association: 60% approved of 923One lender: 61% approved of 287One lender: 68% approved of 44Hawaii State Federal Credit Union: 69% approved of 1,106First Hawaiian Bank: 71% approved of 492One lender: 73% approved of 262One lender: 82% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Honolulu County

LenderApprovalApprovedTaken upTypical loanLoans made
1Hawaii State Federal Credit Union69%758 / 1,10699%$175K749
2American Savings Bank, N.A.tional Association60%550 / 92395%$155K525
3Hawaiiusa58%522 / 89583%$155K433
4Bank of Hawaii51%453 / 88194%$185K426
5First Hawaiian Bank71%347 / 49297%$155K338

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 63 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Honolulu County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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