American Financial Resources, Inc. mortgage approval rate & lending review
American Financial Resources, Inc. decided 14,326 mortgage applications and funded 12,584 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Financial Resources, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to elend.com.
American Financial Resources, Inc. at a glance
Approval is 3.8 points above the 84.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 9,448 / 10,705 | 100% | $275K | 9,405 |
| Cash-out refinance | 86% | 1,182 / 1,378 | 99% | $245K | 1,169 |
| Refinance | 89% | 844 / 950 | 97% | $285K | 822 |
| Investment property purchase | 96% | 920 / 962 | 99% | $275K | 914 |
| Investment cash-out refinance | 84% | 134 / 160 | 96% | $295K | 128 |
| Investment refinance | 88% | 151 / 171 | 97% | $445K | 146 |
American Financial Resources, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 85% | $285K | 2,060 | 1,746 |
| Texas | 88% | $295K | 1,123 | 989 |
| Arizona | 89% | $295K | 882 | 784 |
| North Carolina | 93% | $245K | 775 | 715 |
| California | 89% | $445K | 750 | 660 |
| South Carolina | 90% | $225K | 728 | 655 |
| Ohio | 90% | $225K | 657 | 584 |
| Pennsylvania | 91% | $265K | 596 | 535 |
| New Jersey | 89% | $455K | 507 | 438 |
| Georgia | 84% | $275K | 473 | 393 |
| Louisiana | 86% | $205K | 441 | 379 |
| Michigan | 91% | $215K | 432 | 392 |
| Tennessee | 86% | $275K | 413 | 354 |
| Illinois | 85% | $295K | 398 | 334 |
| Missouri | 93% | $225K | 327 | 303 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Financial Resources, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Greene County, MO | Mortgage lenders | 97% | 136 | 132 |
| Aiken County, SC | Mortgage lenders | 94% | 139 | 130 |
| Hamilton County, OH | Mortgage lenders | 95% | 129 | 121 |
| Jefferson County, KY | Mortgage lenders | 96% | 118 | 113 |
| Marion County, FL | Mortgage lenders | 77% | 110 | 85 |
| Berkeley County, SC | Mortgage lenders | 95% | 83 | 79 |
| Sedgwick County, KS | Mortgage lenders | 97% | 78 | 76 |
| Knox County, TN | Mortgage lenders | 89% | 85 | 76 |
| Calcasieu Parish, LA | Mortgage lenders | 93% | 75 | 70 |
| Lafayette Parish, LA | Mortgage lenders | 96% | 69 | 66 |
| Pima County, AZ | Mortgage lenders | 84% | 77 | 65 |
| Citrus County, FL | Mortgage lenders | 90% | 70 | 63 |
The county markets where American Financial Resources, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about American Financial Resources, Inc.
What is American Financial Resources, Inc.'s mortgage approval rate?
American Financial Resources, Inc. approved 88.5% of the 14,326 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.8 points above the 84.7% national rate for the same mix of loan types.
How often do borrowers take the loan American Financial Resources, Inc. offers?
Borrowers accepted 99% of the loans American Financial Resources, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Financial Resources, Inc. make?
The typical home purchase mortgage loan American Financial Resources, Inc. made was $275K; across all loan types its typical loan ran from $245K to $445K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Financial Resources, Inc. lend?
American Financial Resources, Inc. decided applications in 49 of the states Fat Boy Data covers, most of them in Florida, Texas and Arizona.
Can I apply to American Financial Resources, Inc. directly?
Yes. American Financial Resources, Inc. reports as a direct lender that takes applications from borrowers. Its website is elend.com.
Does this page show American Financial Resources, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Financial Resources, Inc. treats applications, then get a rate quote from the lender.