Lender profile · HMDA 2023–2025
American National Bank mortgage approval rates & lending data
American National Bank decided 966 mortgage applications and funded 817 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 406 / 436 | 100% | $225K | 406 |
| Home improvement loans | 76% | 158 / 208 | 94% | $55K | 149 |
| Cash-out refinance | 68% | 17 / 25 | 100% | $125K | 17 |
| Refinance | 84% | 168 / 200 | 98% | $75K | 164 |
| Investment property purchase | 89% | 58 / 65 | 97% | $175K | 56 |
American National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 87% | $225K | 757 | 648 |
| Minnesota | 81% | $175K | 189 | 149 |
| Florida | 100% | $165K | 5 | 5 |
| Arizona | 100% | $325K | 3 | 3 |
| Iowa | 100% | $255K | 3 | 3 |
| Arkansas | 100% | $105K | 1 | 1 |
| Georgia | 100% | $1.50M | 1 | 1 |
| Illinois | 100% | $475K | 1 | 1 |
| Michigan | 100% | $185K | 1 | 1 |
| New Mexico | 100% | $1.58M | 1 | 1 |
| Ohio | 100% | $285K | 1 | 1 |
| Oklahoma | 100% | $25K | 1 | 1 |
| Pennsylvania | 100% | $285K | 1 | 1 |
| South Carolina | 100% | $505K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.