American Portfolio Mortgage Corporation mortgage approval rate & lending review
American Portfolio Mortgage Corporation decided 7,381 mortgage applications and funded 6,667 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Portfolio Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
American Portfolio Mortgage Corporation at a glance
Approval is 4.0 points above the 86.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 5,798 / 6,372 | 100% | $275K | 5,794 |
| Cash-out refinance | 83% | 152 / 184 | 100% | $265K | 152 |
| Refinance | 90% | 301 / 333 | 100% | $355K | 300 |
| Investment property purchase | 85% | 317 / 371 | 100% | $205K | 317 |
| Investment cash-out refinance | 81% | 52 / 64 | 100% | $195K | 52 |
| Investment refinance | 91% | 51 / 56 | 100% | $245K | 51 |
American Portfolio Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 90% | $285K | 4,521 | 4,083 |
| Illinois | 92% | $225K | 1,026 | 947 |
| Florida | 86% | $315K | 488 | 420 |
| Indiana | 95% | $205K | 329 | 311 |
| Alabama | 89% | $285K | 267 | 238 |
| Oklahoma | 80% | $175K | 160 | 127 |
| Virginia | 92% | $545K | 146 | 135 |
| Michigan | 92% | $135K | 109 | 100 |
| Tennessee | 82% | $425K | 44 | 36 |
| Louisiana | 98% | $185K | 42 | 41 |
| Nevada | 97% | $395K | 36 | 35 |
| Wisconsin | 97% | $275K | 31 | 30 |
| California | 85% | $675K | 26 | 22 |
| North Carolina | 100% | $375K | 24 | 24 |
| Arizona | 91% | $365K | 22 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Portfolio Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Dallas County, TX | Mortgage lenders | 90% | 1,118 | 1,002 |
| Tarrant County, TX | Mortgage lenders | 92% | 766 | 708 |
| Collin County, TX | Mortgage lenders | 90% | 413 | 372 |
| Denton County, TX | Mortgage lenders | 93% | 347 | 320 |
| El Paso County, TX | Mortgage lenders | 90% | 292 | 263 |
| Lake County, IN | Mortgage lenders | 95% | 244 | 232 |
| Kaufman County, TX | Mortgage lenders | 87% | 204 | 177 |
| Madison County, AL | Mortgage lenders | 93% | 168 | 157 |
| Grayson County, TX | Mortgage lenders | 96% | 111 | 107 |
| McHenry County, IL | Mortgage lenders | 94% | 106 | 100 |
| Will County, IL | Mortgage lenders | 96% | 103 | 99 |
| Ellis County, TX | Mortgage lenders | 92% | 97 | 89 |
The county markets where American Portfolio Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about American Portfolio Mortgage Corporation
What is American Portfolio Mortgage Corporation's mortgage approval rate?
American Portfolio Mortgage Corporation approved 90.4% of the 7,381 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.0 points above the 86.4% national rate for the same mix of loan types.
How often do borrowers take the loan American Portfolio Mortgage Corporation offers?
Borrowers accepted 100% of the loans American Portfolio Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Portfolio Mortgage Corporation make?
The typical home purchase mortgage loan American Portfolio Mortgage Corporation made was $275K; across all loan types its typical loan ran from $195K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Portfolio Mortgage Corporation lend?
American Portfolio Mortgage Corporation decided applications in 31 of the states Fat Boy Data covers, most of them in Texas, Illinois and Florida.
Can I apply to American Portfolio Mortgage Corporation directly?
Yes. American Portfolio Mortgage Corporation reports as a direct lender that takes applications from borrowers.
Does this page show American Portfolio Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Portfolio Mortgage Corporation treats applications, then get a rate quote from the lender.