American Security Mortgage Corp. mortgage approval rate & lending review
American Security Mortgage Corp. decided 7,972 mortgage applications and funded 7,521 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Security Mortgage Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to americansecuritymortgage.com.
American Security Mortgage Corp. at a glance
Approval is 11.3 points above the 86.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 6,726 / 6,871 | 97% | $385K | 6,502 |
| Cash-out refinance | 97% | 143 / 148 | 94% | $405K | 135 |
| Refinance | 99% | 353 / 356 | 95% | $435K | 337 |
| Investment property purchase | 98% | 515 / 523 | 94% | $295K | 482 |
| Investment cash-out refinance | 92% | 37 / 40 | 92% | $185K | 34 |
| Investment refinance | 100% | 26 / 26 | 92% | $225K | 24 |
American Security Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 98% | $425K | 6,973 | 6,576 |
| South Carolina | 99% | $365K | 762 | 723 |
| Virginia | 98% | $665K | 87 | 80 |
| Florida | 97% | $515K | 63 | 56 |
| Georgia | 100% | $465K | 33 | 33 |
| Tennessee | 100% | $305K | 20 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Security Mortgage Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Mecklenburg County, NC | Mortgage lenders | 96% | 2,186 | 2,030 |
| Wake County, NC | Mortgage lenders | 99% | 559 | 538 |
| Gaston County, NC | Mortgage lenders | 100% | 434 | 409 |
| Johnston County, NC | Mortgage lenders | 98% | 320 | 308 |
| York County, SC | Mortgage lenders | 99% | 316 | 301 |
| Cumberland County, NC | Mortgage lenders | 99% | 303 | 292 |
| Union County, NC | Mortgage lenders | 99% | 284 | 276 |
| Wayne County, NC | Mortgage lenders | 99% | 238 | 232 |
| Cabarrus County, NC | Mortgage lenders | 99% | 228 | 212 |
| Durham County, NC | Mortgage lenders | 99% | 196 | 183 |
| Iredell County, NC | Mortgage lenders | 99% | 158 | 152 |
| Mecklenburg County, NC | Investment property purchase | 98% | 159 | 145 |
The county markets where American Security Mortgage Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about American Security Mortgage Corp.
What is American Security Mortgage Corp.'s mortgage approval rate?
American Security Mortgage Corp. approved 97.9% of the 7,972 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.3 points above the 86.6% national rate for the same mix of loan types.
How often do borrowers take the loan American Security Mortgage Corp. offers?
Borrowers accepted 96% of the loans American Security Mortgage Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Security Mortgage Corp. make?
The typical home purchase mortgage loan American Security Mortgage Corp. made was $385K; across all loan types its typical loan ran from $185K to $435K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Security Mortgage Corp. lend?
American Security Mortgage Corp. decided applications in 11 of the states Fat Boy Data covers, most of them in North Carolina, South Carolina and Virginia.
Can I apply to American Security Mortgage Corp. directly?
Yes. American Security Mortgage Corp. reports as a direct lender that takes applications from borrowers. Its website is americansecuritymortgage.com.
Does this page show American Security Mortgage Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Security Mortgage Corp. treats applications, then get a rate quote from the lender.