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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Wayne County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Wayne County, North Carolina, home to Goldsboro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,157 applications were decided by 250 lenders between 2023 and 2025.

Wayne County at a glance

250Active lenders42 with 20+ decisions
81.4%Market approval rate4,197 of 5,157 decided
$235KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,048 loans funded

How Wayne County compares

Approval rate compared
Wayne County81.4%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Wayne County$235KNorth Carolina$325KAll 616 counties$335K

What the data shows

Atlantic Bay Mortgage Group, L.L.C. made the most home purchase mortgages in Wayne County, NC, 493 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

Lenders approved 81.4% of home purchase mortgage applications in Wayne County, NC, 6.2 percentage points below the North Carolina rate of 87.6%.

The typical home purchase mortgage here is $235K, 28% smaller than the North Carolina typical of $325K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 22% approved of 329Vanderbilt Mortgage and Finance, Inc.: 23% approved of 368One lender: 46% approved of 41One lender: 70% approved of 119One lender: 73% approved of 70One lender: 75% approved of 48State Employees': 78% approved of 469One lender: 78% approved of 23One lender: 80% approved of 20One lender: 82% approved of 33One lender: 84% approved of 31One lender: 84% approved of 70One lender: 84% approved of 32One lender: 85% approved of 72One lender: 87% approved of 127One lender: 87% approved of 92One lender: 88% approved of 51One lender: 90% approved of 51Mortgage Research Center, LLC: 91% approved of 269One lender: 92% approved of 37One lender: 92% approved of 25One lender: 92% approved of 26One lender: 93% approved of 157One lender: 94% approved of 36One lender: 95% approved of 112One lender: 95% approved of 20One lender: 96% approved of 23One lender: 96% approved of 24One lender: 97% approved of 91One lender: 97% approved of 63One lender: 97% approved of 37Atlantic Bay Mortgage Group, L.L.C.: 98% approved of 503One lender: 98% approved of 252One lender: 99% approved of 166One lender: 99% approved of 238One lender: 100% approved of 59One lender: 100% approved of 39One lender: 100% approved of 29One lender: 100% approved of 26One lender: 100% approved of 26One lender: 100% approved of 25One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Wayne County

LenderApprovalApprovedTaken upTypical loanLoans made
1Atlantic Bay Mortgage Group, L.L.C.98%495 / 503100%$225K493
2State Employees'78%367 / 46998%$205K359
3Vanderbilt Mortgage and Finance, Inc.23%85 / 36878%$95K66
421St Mortgage Corporation22%72 / 32992%$95K66
5Mortgage Research Center, LLC91%244 / 26999%$255K242

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 245 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Wayne County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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