Amplify Credit Union mortgage approval rate & lending review
Amplify Credit Union decided 1,266 mortgage applications and funded 1,127 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Amplify Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Amplify Credit Union at a glance
Approval is 20.7 points above the 69.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 226 / 232 | 100% | $355K | 225 |
| Home improvement loans | 92% | 644 / 698 | 98% | $155K | 632 |
| Cash-out refinance | 78% | 178 / 227 | 99% | $195K | 176 |
| Refinance | 93% | 55 / 59 | 98% | $365K | 54 |
| Investment property purchase | 85% | 22 / 26 | 100% | $235K | 22 |
Amplify Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 90% | $155K | 1,266 | 1,127 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Amplify Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Travis County, TX | Home improvement loans | 90% | 311 | 277 |
| Williamson County, TX | Home improvement loans | 94% | 190 | 174 |
| Williamson County, TX | Cash-out refinance | 80% | 80 | 64 |
| Travis County, TX | Cash-out refinance | 76% | 83 | 61 |
| Hays County, TX | Home improvement loans | 94% | 35 | 33 |
| Harris County, TX | Home improvement loans | 97% | 34 | 32 |
| Travis County, TX | Refinance | 100% | 22 | 22 |
The county markets where Amplify Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Amplify Credit Union
What is Amplify Credit Union's mortgage approval rate?
Amplify Credit Union approved 90.3% of the 1,266 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 20.7 points above the 69.6% national rate for the same mix of loan types.
How often do borrowers take the loan Amplify Credit Union offers?
Borrowers accepted 99% of the loans Amplify Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Amplify Credit Union make?
The typical home improvement loan loan Amplify Credit Union made was $155K; across all loan types its typical loan ran from $155K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Amplify Credit Union lend?
Amplify Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Amplify Credit Union directly?
Yes. Amplify Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Amplify Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Amplify Credit Union treats applications, then get a rate quote from the lender.