Lender profile · HMDA 2023–2025
Arbor Financial Credit Union mortgage approval rates & lending data
Arbor Financial Credit Union decided 1,162 mortgage applications and funded 1,074 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 675 / 688 | 97% | $225K | 655 |
| Home improvement loans | 89% | 141 / 159 | 100% | $55K | 141 |
| Cash-out refinance | 91% | 191 / 211 | 98% | $105K | 187 |
| Refinance | 88% | 45 / 51 | 98% | $135K | 44 |
| Investment property purchase | 95% | 37 / 39 | 97% | $225K | 36 |
Arbor Financial Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 95% | $225K | 1,162 | 1,074 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.