Arc Home LLC mortgage approval rate & lending review
Arc Home LLC decided 9,627 mortgage applications and funded 7,668 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Arc Home LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to archomellc.com.
Arc Home LLC at a glance
Approval is 1.5 points below the 82.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 2,325 / 2,902 | 99% | $515K | 2,297 |
| Cash-out refinance | 71% | 721 / 1,009 | 97% | $505K | 700 |
| Refinance | 72% | 242 / 335 | 98% | $625K | 236 |
| Investment property purchase | 86% | 2,819 / 3,269 | 99% | $365K | 2,799 |
| Investment cash-out refinance | 80% | 1,210 / 1,519 | 98% | $345K | 1,186 |
| Investment refinance | 77% | 456 / 593 | 99% | $355K | 450 |
Arc Home LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 80% | $815K | 1,616 | 1,282 |
| Florida | 77% | $335K | 1,414 | 1,072 |
| New York | 83% | $605K | 1,167 | 953 |
| Texas | 79% | $245K | 819 | 640 |
| New Jersey | 85% | $385K | 609 | 505 |
| Arizona | 82% | $375K | 441 | 358 |
| Pennsylvania | 79% | $265K | 391 | 304 |
| Maryland | 75% | $395K | 342 | 250 |
| Virginia | 83% | $515K | 314 | 259 |
| Massachusetts | 88% | $455K | 281 | 245 |
| Connecticut | 91% | $335K | 221 | 197 |
| Ohio | 82% | $175K | 198 | 163 |
| Washington | 87% | $565K | 179 | 152 |
| Colorado | 79% | $395K | 148 | 117 |
| Illinois | 71% | $275K | 134 | 94 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Arc Home LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Investment property purchase | 93% | 127 | 117 |
| Queens County, NY | Investment property purchase | 88% | 128 | 110 |
| Nassau County, NY | Investment property purchase | 83% | 72 | 60 |
| Lee County, FL | Investment property purchase | 83% | 71 | 59 |
| Miami-Dade County, FL | Investment property purchase | 86% | 66 | 55 |
| Prince William County, VA | Mortgage lenders | 83% | 64 | 52 |
| San Bernardino County, CA | Investment property purchase | 93% | 54 | 50 |
| Kings County, NY | Investment property purchase | 89% | 53 | 47 |
| Suffolk County, NY | Investment property purchase | 88% | 52 | 46 |
| Los Angeles County, CA | Investment cash-out refinance | 65% | 68 | 44 |
| Riverside County, CA | Investment property purchase | 86% | 51 | 43 |
| Orange County, CA | Investment property purchase | 84% | 50 | 42 |
The county markets where Arc Home LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Arc Home LLC
What is Arc Home LLC's mortgage approval rate?
Arc Home LLC approved 80.7% of the 9,627 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.5 points below the 82.3% national rate for the same mix of loan types.
How often do borrowers take the loan Arc Home LLC offers?
Borrowers accepted 99% of the loans Arc Home LLC approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Arc Home LLC make?
The typical investment property mortgage loan Arc Home LLC made was $365K; across all loan types its typical loan ran from $345K to $625K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Arc Home LLC lend?
Arc Home LLC decided applications in 49 of the states Fat Boy Data covers, most of them in California, Florida and New York.
Can I apply to Arc Home LLC directly?
Yes. Arc Home LLC reports as a direct lender that takes applications from borrowers. Its website is archomellc.com.
Does this page show Arc Home LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Arc Home LLC treats applications, then get a rate quote from the lender.