Archwest Funding, LLC mortgage approval rate & lending review
Archwest Funding, LLC decided 1,611 mortgage applications and funded 1,144 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Archwest Funding, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Archwest Funding, LLC at a glance
Approval is 18.1 points above the 78.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 97% | 526 / 544 | 77% | $505K | 406 |
| Investment cash-out refinance | 96% | 758 / 786 | 72% | $185K | 548 |
| Investment refinance | 98% | 276 / 281 | 69% | $175K | 190 |
Archwest Funding, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 95% | $1.06M | 436 | 317 |
| Pennsylvania | 98% | $135K | 198 | 159 |
| Florida | 97% | $305K | 178 | 126 |
| Ohio | 99% | $155K | 138 | 107 |
| Texas | 94% | $245K | 124 | 68 |
| Idaho | 98% | $385K | 58 | 44 |
| Georgia | 98% | $245K | 54 | 38 |
| North Carolina | 100% | $205K | 46 | 42 |
| Tennessee | 95% | $305K | 40 | 21 |
| Arizona | 100% | $1.20M | 32 | 22 |
| Maryland | 100% | $155K | 27 | 14 |
| Hawaii | 100% | $535K | 22 | 16 |
| Illinois | 95% | $245K | 22 | 14 |
| Missouri | 100% | $125K | 22 | 16 |
| New York | 100% | $155K | 22 | 12 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Archwest Funding, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Investment property purchase | 98% | 108 | 83 |
| York County, PA | Investment cash-out refinance | 100% | 77 | 66 |
| Duval County, FL | Investment refinance | 100% | 41 | 39 |
| Orange County, CA | Investment property purchase | 94% | 47 | 38 |
| Franklin County, OH | Investment cash-out refinance | 100% | 46 | 38 |
| Los Angeles County, CA | Investment cash-out refinance | 90% | 62 | 32 |
| San Diego County, CA | Investment cash-out refinance | 97% | 30 | 23 |
| Ada County, ID | Investment property purchase | 96% | 23 | 20 |
| Ada County, ID | Investment cash-out refinance | 100% | 31 | 20 |
| Hamilton County, OH | Investment cash-out refinance | 95% | 21 | 14 |
The county markets where Archwest Funding, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Archwest Funding, LLC
What is Archwest Funding, LLC's mortgage approval rate?
Archwest Funding, LLC approved 96.8% of the 1,611 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 18.1 points above the 78.8% national rate for the same mix of loan types.
How often do borrowers take the loan Archwest Funding, LLC offers?
Borrowers accepted 73% of the loans Archwest Funding, LLC approved, against 92% for all investment cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Archwest Funding, LLC make?
The typical investment cash-out refinance loan Archwest Funding, LLC made was $185K; across all loan types its typical loan ran from $175K to $505K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Archwest Funding, LLC lend?
Archwest Funding, LLC decided applications in 38 of the states Fat Boy Data covers, most of them in California, Pennsylvania and Florida.
Can I apply to Archwest Funding, LLC directly?
Yes. Archwest Funding, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Archwest Funding, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Archwest Funding, LLC treats applications, then get a rate quote from the lender.