Investment property cash-out lenders in Ada County, Idaho
Fat Boy Data analyzed investment cash-out refinance activity in Ada County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 567 applications were decided by 114 lenders between 2023 and 2025.
Ada County at a glance
How Ada County compares
What the data shows
Idaho Central Credit Union made the most investment cash-out refinances in Ada County, ID, 61 of them.
Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property cash-out lenders in Ada County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Idaho Central Credit Union | 63% | 92 / 147 | 66% | $185K | 61 |
| 2 | United Wholesale Mortgage, LLCBroker only | 71% | 24 / 34 | 92% | $225K | 22 |
| 3 | Archwest Funding, LLC | 100% | 31 / 31 | 65% | $555K | 20 |
| 4 | Guild Mortgage Company LLC | 95% | 20 / 21 | 85% | $305K | 17 |
| 5 | Homexpress Mortgage Corp.Broker only | 60% | 12 / 20 | 83% | $295K | 10 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 109 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Ada County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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