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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in San Diego County, California

Fat Boy Data analyzed investment cash-out refinance activity in San Diego County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,694 applications were decided by 291 lenders between 2023 and 2025.

San Diego County at a glance

291Active lenders60 with 20+ decisions
75.2%Market approval rate3,530 of 4,694 decided
$445KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,250 loans funded

How San Diego County compares

Approval rate compared
San Diego County75.2%California75.0%All 616 counties73.1%
Typical loan compared
San Diego County$445KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in San Diego County, CA, 144 of them.

Val-Chris Investments, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 96One lender: 29% approved of 21One lender: 35% approved of 52One lender: 35% approved of 26One lender: 41% approved of 27One lender: 46% approved of 24One lender: 53% approved of 75One lender: 54% approved of 99One lender: 54% approved of 26One lender: 56% approved of 39One lender: 57% approved of 21One lender: 58% approved of 33One lender: 59% approved of 49One lender: 63% approved of 27One lender: 64% approved of 25Homexpress Mortgage Corp.: 65% approved of 122One lender: 65% approved of 77One lender: 65% approved of 55One lender: 68% approved of 34One lender: 70% approved of 30United Wholesale Mortgage, LLC: 71% approved of 774One lender: 72% approved of 25One lender: 73% approved of 81One lender: 73% approved of 26One lender: 74% approved of 31Ocmbc, Inc.: 75% approved of 127One lender: 75% approved of 36Rocket Mortgage, LLC: 76% approved of 197One lender: 80% approved of 69One lender: 80% approved of 25One lender: 81% approved of 53One lender: 82% approved of 33One lender: 83% approved of 23One lender: 84% approved of 25One lender: 85% approved of 59One lender: 87% approved of 69One lender: 88% approved of 49One lender: 88% approved of 25One lender: 89% approved of 36One lender: 89% approved of 36One lender: 89% approved of 93One lender: 90% approved of 40California Coast Credit Union: 90% approved of 122One lender: 91% approved of 43One lender: 91% approved of 90One lender: 92% approved of 25One lender: 93% approved of 42One lender: 94% approved of 112One lender: 94% approved of 65One lender: 94% approved of 36One lender: 95% approved of 20One lender: 95% approved of 64One lender: 95% approved of 22One lender: 95% approved of 22One lender: 97% approved of 30One lender: 97% approved of 31One lender: 97% approved of 38One lender: 100% approved of 30One lender: 100% approved of 22One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in San Diego County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only71%552 / 77498%$315K541
2Rocket Mortgage, LLC76%149 / 19797%$395K144
3Ocmbc, Inc.Broker only75%95 / 12779%$505K75
4California Coast Credit Union90%110 / 12299%$145K109
5Homexpress Mortgage Corp.Broker only65%79 / 12296%$535K76

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 286 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in San Diego County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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