Lender profile · HMDA 2023–2025
Associated Credit Union mortgage approval rates & lending data
Associated Credit Union decided 2,472 mortgage applications and funded 2,109 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 941 / 992 | 93% | $375K | 871 |
| Home improvement loans | 82% | 758 / 921 | 100% | $55K | 758 |
| Refinance | 91% | 433 / 474 | 96% | $175K | 417 |
| Investment property purchase | 97% | 34 / 35 | 85% | $205K | 29 |
| Investment refinance | 89% | 31 / 35 | 87% | $135K | 27 |
Associated Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 89% | $165K | 2,348 | 2,007 |
| Florida | 95% | $275K | 42 | 37 |
| South Carolina | 97% | $205K | 33 | 30 |
| Alabama | 89% | $185K | 18 | 15 |
| North Carolina | 100% | $375K | 13 | 9 |
| Tennessee | 100% | $415K | 11 | 11 |
| Virginia | 0% | — | 3 | 0 |
| New Hampshire | 0% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| New York | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.