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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Fulton County, Georgia

Fat Boy Data analyzed home improvement loan activity in Fulton County, Georgia, home to Atlanta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,741 applications were decided by 197 lenders between 2023 and 2025.

Fulton County at a glance

197Active lenders45 with 20+ decisions
55.5%Market approval rate5,956 of 10,741 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up5,523 loans funded

How Fulton County compares

Approval rate compared
Fulton County55.5%Georgia55.5%All 616 counties62.7%
Typical loan compared
Fulton County$105KGeorgia$85KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Fulton County, GA, 660 of them.

Southern First Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

The typical home improvement loan here is $105K, 24% larger than the Georgia typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 417One lender: 30% approved of 27One lender: 36% approved of 282One lender: 37% approved of 76Bank of America, National Association: 42% approved of 1,601One lender: 43% approved of 67Truist Bank: 46% approved of 1,065One lender: 47% approved of 399One lender: 49% approved of 187One lender: 50% approved of 117One lender: 52% approved of 25One lender: 55% approved of 55One lender: 55% approved of 22One lender: 55% approved of 161Navy Federal Credit Union: 56% approved of 809Delta Community Credit Union: 57% approved of 961One lender: 57% approved of 195One lender: 58% approved of 358Georgia's Own: 59% approved of 511One lender: 59% approved of 223One lender: 64% approved of 168One lender: 65% approved of 240One lender: 67% approved of 215One lender: 67% approved of 404One lender: 67% approved of 49One lender: 68% approved of 220One lender: 68% approved of 28One lender: 68% approved of 154One lender: 71% approved of 222One lender: 75% approved of 24One lender: 75% approved of 159One lender: 76% approved of 38One lender: 78% approved of 49One lender: 79% approved of 86One lender: 81% approved of 48One lender: 81% approved of 54One lender: 83% approved of 103One lender: 83% approved of 52One lender: 85% approved of 55One lender: 86% approved of 28One lender: 86% approved of 79One lender: 88% approved of 25One lender: 90% approved of 29One lender: 96% approved of 26One lender: 100% approved of 58

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Fulton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association42%680 / 1,60197%$105K660
2Truist Bank46%485 / 1,06591%$165K443
3Delta Community Credit Union57%545 / 96199%$105K542
4Navy Federal Credit Union56%452 / 80996%$75K435
5Georgia's Own59%301 / 51191%$85K273

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 192 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Fulton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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