Banco do Brasil Americas mortgage approval rate & lending review
Banco do Brasil Americas decided 1,992 mortgage applications and funded 1,776 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Banco do Brasil Americas reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Banco do Brasil Americas at a glance
Approval is 4.3 points above the 86.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 37 / 42 | 97% | $775K | 36 |
| Investment property purchase | 93% | 1,708 / 1,844 | 98% | $435K | 1,670 |
| Investment refinance | 65% | 62 / 95 | 97% | $505K | 60 |
Banco do Brasil Americas lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 91% | $435K | 1,987 | 1,772 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Banco do Brasil Americas lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Osceola County, FL | Investment property purchase | 93% | 653 | 597 |
| Orange County, FL | Investment property purchase | 93% | 484 | 440 |
| Lake County, FL | Investment property purchase | 91% | 258 | 232 |
| Miami-Dade County, FL | Investment property purchase | 89% | 171 | 144 |
| Polk County, FL | Investment property purchase | 94% | 153 | 142 |
| Broward County, FL | Investment property purchase | 86% | 44 | 38 |
| Miami-Dade County, FL | Investment refinance | 68% | 38 | 26 |
| Osceola County, FL | Investment refinance | 81% | 21 | 16 |
The county markets where Banco do Brasil Americas made the most loans. Each link opens that market with every lender ranked.
Questions about Banco do Brasil Americas
What is Banco do Brasil Americas's mortgage approval rate?
Banco do Brasil Americas approved 91.3% of the 1,992 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.3 points above the 86.9% national rate for the same mix of loan types.
How often do borrowers take the loan Banco do Brasil Americas offers?
Borrowers accepted 98% of the loans Banco do Brasil Americas approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Banco do Brasil Americas make?
The typical investment property mortgage loan Banco do Brasil Americas made was $435K; across all loan types its typical loan ran from $435K to $775K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Banco do Brasil Americas lend?
Banco do Brasil Americas decided applications in 2 of the states Fat Boy Data covers, most of them in Florida and New York.
Can I apply to Banco do Brasil Americas directly?
Yes. Banco do Brasil Americas is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Banco do Brasil Americas's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Banco do Brasil Americas treats applications, then get a rate quote from the lender.