Home›Florida›Miami-Dade County›Investment refinance
investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Miami-Dade County, Florida

Fat Boy Data analyzed investment property refinance activity in Miami-Dade County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,683 applications were decided by 261 lenders between 2023 and 2025.

Miami-Dade County at a glance

261Active lenders31 with 20+ decisions
63.8%Market approval rate1,713 of 2,683 decided
$395KTypical loanmedian lender, $10K brackets
85%Borrower take-up1,463 loans funded

How Miami-Dade County compares

Approval rate compared
Miami-Dade County63.8%Florida68.0%All 616 counties77.7%
Typical loan compared
Miami-Dade County$395KFlorida$275KAll 616 counties$235K

What the data shows

A&D Mortgage LLC made the most investment property refinances in Miami-Dade County, FL, 117 of them.

FM Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

The typical investment property refinance here is $395K, 44% larger than the Florida typical of $275K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 20One lender: 29% approved of 66One lender: 32% approved of 22Hometown Equity Mortgage, LLC: 33% approved of 89One lender: 33% approved of 46One lender: 34% approved of 29One lender: 37% approved of 57One lender: 39% approved of 23One lender: 45% approved of 20One lender: 47% approved of 59One lender: 50% approved of 84United Wholesale Mortgage, LLC: 56% approved of 177One lender: 57% approved of 23Kiavi Funding, Inc.: 61% approved of 160One lender: 62% approved of 40One lender: 67% approved of 21One lender: 68% approved of 60One lender: 68% approved of 38One lender: 72% approved of 25One lender: 75% approved of 24One lender: 76% approved of 45One lender: 76% approved of 54A&D Mortgage LLC: 80% approved of 152One lender: 82% approved of 51One lender: 85% approved of 54One lender: 86% approved of 57One lender: 86% approved of 29One lender: 87% approved of 30One lender: 91% approved of 45Citadel Servicing Corporation: 94% approved of 87One lender: 97% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Miami-Dade County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only56%100 / 17796%$355K96
2Kiavi Funding, Inc.61%97 / 16095%$385K92
3A&D Mortgage LLC80%122 / 15296%$325K117
4Hometown Equity Mortgage, LLC33%29 / 89100%$535K29
5Citadel Servicing Corporation94%82 / 8741%$405K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 256 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Miami-Dade County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Miami-Dade County

Other lending data for Miami-Dade County

Nearby markets