Bartlett Mortgage, Inc. mortgage approval rate & lending review
Bartlett Mortgage, Inc. decided 661 mortgage applications and funded 560 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bartlett Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to bankofbartlett.com.
Bartlett Mortgage, Inc. at a glance
Approval is 11.0 points above the 87.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 598 / 607 | 86% | $295K | 517 |
| Investment property purchase | 100% | 30 / 30 | 87% | $115K | 26 |
Bartlett Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 98% | $295K | 546 | 456 |
| Mississippi | 99% | $355K | 88 | 82 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bartlett Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Shelby County, TN | Mortgage lenders | 99% | 491 | 410 |
| DeSoto County, MS | Mortgage lenders | 99% | 82 | 77 |
| Shelby County, TN | Investment property purchase | 100% | 28 | 25 |
The county markets where Bartlett Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Bartlett Mortgage, Inc.
What is Bartlett Mortgage, Inc.'s mortgage approval rate?
Bartlett Mortgage, Inc. approved 98.2% of the 661 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.0 points above the 87.1% national rate for the same mix of loan types.
How often do borrowers take the loan Bartlett Mortgage, Inc. offers?
Borrowers accepted 86% of the loans Bartlett Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bartlett Mortgage, Inc. make?
The typical home purchase mortgage loan Bartlett Mortgage, Inc. made was $295K; across all loan types its typical loan ran from $115K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bartlett Mortgage, Inc. lend?
Bartlett Mortgage, Inc. decided applications in 12 of the states Fat Boy Data covers, most of them in Tennessee, Mississippi and Arkansas.
Can I apply to Bartlett Mortgage, Inc. directly?
Yes. Bartlett Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is bankofbartlett.com.
Does this page show Bartlett Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bartlett Mortgage, Inc. treats applications, then get a rate quote from the lender.