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investment property lenders · HMDA 2023–2025

Investment property lenders in Shelby County, Tennessee

Fat Boy Data analyzed investment property mortgage activity in Shelby County, Tennessee, home to Memphis, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,034 applications were decided by 331 lenders between 2023 and 2025.

Shelby County at a glance

331Active lenders59 with 20+ decisions
89.6%Market approval rate5,408 of 6,034 decided
$125KTypical loanmedian lender, $10K brackets
96%Borrower take-up5,173 loans funded

How Shelby County compares

Approval rate compared
Shelby County89.6%Tennessee89.9%All 616 counties87.5%
Typical loan compared
Shelby County$125KTennessee$225KAll 616 counties$255K

What the data shows

Pinnacle Bank made the most investment property mortgages in Shelby County, TN, 531 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 65.

The typical investment property mortgage here is $125K, 44% smaller than the Tennessee typical of $225K.

Approval rate of all 59 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 21One lender: 40% approved of 83One lender: 57% approved of 21One lender: 59% approved of 44One lender: 64% approved of 28One lender: 67% approved of 27One lender: 67% approved of 21One lender: 72% approved of 157One lender: 79% approved of 24Neighborhood Loans, Inc.: 80% approved of 527One lender: 80% approved of 41One lender: 81% approved of 75One lender: 82% approved of 66One lender: 82% approved of 28One lender: 86% approved of 22One lender: 87% approved of 174One lender: 89% approved of 35One lender: 89% approved of 27One lender: 89% approved of 73One lender: 90% approved of 29Kiavi Funding, Inc.: 90% approved of 448One lender: 90% approved of 60One lender: 90% approved of 21One lender: 90% approved of 21One lender: 91% approved of 106One lender: 92% approved of 25Bpl Mortgage, LLC: 92% approved of 225One lender: 92% approved of 40One lender: 93% approved of 27One lender: 93% approved of 30One lender: 93% approved of 92One lender: 95% approved of 91One lender: 95% approved of 22One lender: 96% approved of 149One lender: 96% approved of 54One lender: 96% approved of 27One lender: 97% approved of 29Pinnacle Bank: 97% approved of 557One lender: 97% approved of 36One lender: 97% approved of 74One lender: 97% approved of 37One lender: 97% approved of 37One lender: 97% approved of 75One lender: 98% approved of 80One lender: 98% approved of 82One lender: 98% approved of 45One lender: 98% approved of 54One lender: 98% approved of 64One lender: 99% approved of 125Crosscountry Mortgage, LLC: 99% approved of 290One lender: 100% approved of 65One lender: 100% approved of 56One lender: 100% approved of 50One lender: 100% approved of 34One lender: 100% approved of 31One lender: 100% approved of 29One lender: 100% approved of 28One lender: 100% approved of 24One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Shelby County

LenderApprovalApprovedTaken upTypical loanLoans made
1Pinnacle Bank97%538 / 55799%$105K531
2Neighborhood Loans, Inc.80%423 / 52799%$115K418
3Kiavi Funding, Inc.90%402 / 44894%$135K378
4Crosscountry Mortgage, LLC99%288 / 29099%$125K286
5Bpl Mortgage, LLC92%208 / 22588%$85K182

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 326 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Shelby County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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