Lender profile · HMDA 2023–2025
Beacon Bank And Trust mortgage approval rates & lending data
Beacon Bank And Trust decided 1,680 mortgage applications and funded 1,243 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 290 / 349 | 99% | $485K | 286 |
| Home improvement loans | 70% | 521 / 749 | 97% | $185K | 506 |
| Refinance | 79% | 372 / 473 | 99% | $305K | 369 |
| Investment property purchase | 91% | 49 / 54 | 94% | $465K | 46 |
| Investment refinance | 79% | 22 / 28 | 91% | $465K | 20 |
| Investment home improvement | 64% | 16 / 25 | 94% | $475K | 15 |
Beacon Bank And Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 75% | $305K | 1,408 | 1,039 |
| Rhode Island | 83% | $195K | 127 | 104 |
| New York | 66% | $215K | 79 | 52 |
| Connecticut | 79% | $105K | 39 | 29 |
| New Hampshire | 78% | $175K | 18 | 13 |
| Florida | 80% | $405K | 5 | 4 |
| Maine | 50% | $1M | 2 | 1 |
| Illinois | 0% | — | 1 | 0 |
| New Jersey | 100% | $445K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.