refinance lenders · HMDA 2023–2025

Refinance lenders in Essex County, Massachusetts

Fat Boy Data analyzed mortgage refinance activity in Essex County, Massachusetts, home to Lynn, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,130 applications were decided by 278 lenders between 2023 and 2025.

Essex County at a glance

278Active lenders52 with 20+ decisions
77.6%Market approval rate6,312 of 8,130 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,025 loans funded

How Essex County compares

Approval rate compared
Essex County77.6%Massachusetts77.5%All 616 counties76.5%
Typical loan compared
Essex County$215KMassachusetts$225KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Essex County, MA, 878 of them.

Drew Mortgage Associates, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 51.

Approval rate of all 52 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 145One lender: 38% approved of 21One lender: 52% approved of 96One lender: 56% approved of 59One lender: 57% approved of 101One lender: 61% approved of 69One lender: 64% approved of 22Bank of America, National Association: 70% approved of 328One lender: 70% approved of 176Citizens Bank, National Association: 72% approved of 1,269One lender: 72% approved of 127One lender: 73% approved of 22One lender: 73% approved of 129One lender: 74% approved of 46Eastern Bank: 74% approved of 1,019TD Bank, National Association: 75% approved of 409One lender: 76% approved of 29One lender: 78% approved of 163One lender: 79% approved of 47One lender: 82% approved of 212One lender: 82% approved of 66One lender: 82% approved of 73One lender: 82% approved of 34One lender: 83% approved of 29One lender: 83% approved of 84One lender: 84% approved of 37One lender: 84% approved of 38One lender: 84% approved of 51One lender: 84% approved of 64Salem Five Cents Savings Bank: 85% approved of 500One lender: 86% approved of 194One lender: 86% approved of 29One lender: 86% approved of 29One lender: 87% approved of 82One lender: 88% approved of 192One lender: 88% approved of 26One lender: 89% approved of 182One lender: 90% approved of 39One lender: 90% approved of 105One lender: 92% approved of 51One lender: 93% approved of 56One lender: 93% approved of 44One lender: 94% approved of 33One lender: 94% approved of 51One lender: 95% approved of 55One lender: 95% approved of 61One lender: 97% approved of 30One lender: 98% approved of 213One lender: 98% approved of 114One lender: 100% approved of 51One lender: 100% approved of 25One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Essex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association72%912 / 1,26996%$215K878
2Eastern Bank74%756 / 1,01993%$205K703
3Salem Five Cents Savings Bank85%426 / 50096%$205K407
4TD Bank, National Association75%308 / 40998%$175K302
5Bank of America, National Association70%229 / 32898%$205K224

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 273 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Essex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Essex County

Other lending data for Essex County

Nearby markets