Bench Equity L.L.C. mortgage approval rate & lending review
Bench Equity L.L.C. decided 323 mortgage applications and funded 281 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bench Equity L.L.C. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to benchequity.com.
Bench Equity L.L.C. at a glance
Approval is 13.8 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 100% | 293 / 293 | 87% | $275K | 255 |
| Investment cash-out refinance | 100% | 29 / 29 | 90% | $345K | 26 |
Bench Equity L.L.C. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 100% | $275K | 127 | 107 |
| California | 100% | $595K | 106 | 95 |
| Texas | 100% | $175K | 75 | 64 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bench Equity L.L.C. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Investment property purchase | 100% | 106 | 90 |
| Orange County, CA | Investment property purchase | 100% | 28 | 27 |
The county markets where Bench Equity L.L.C. made the most loans. Each link opens that market with every lender ranked.
Questions about Bench Equity L.L.C.
What is Bench Equity L.L.C.'s mortgage approval rate?
Bench Equity L.L.C. approved 100.0% of the 323 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.8 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Bench Equity L.L.C. offers?
Borrowers accepted 87% of the loans Bench Equity L.L.C. approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bench Equity L.L.C. make?
The typical investment property mortgage loan Bench Equity L.L.C. made was $275K; across all loan types its typical loan ran from $275K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bench Equity L.L.C. lend?
Bench Equity L.L.C. decided applications in 6 of the states Fat Boy Data covers, most of them in Arizona, California and Texas.
Can I apply to Bench Equity L.L.C. directly?
Yes. Bench Equity L.L.C. reports as a direct lender that takes applications from borrowers. Its website is benchequity.com.
Does this page show Bench Equity L.L.C.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bench Equity L.L.C. treats applications, then get a rate quote from the lender.