Brannen Bank mortgage approval rate & lending review
Brannen Bank decided 992 mortgage applications and funded 850 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Brannen Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Brannen Bank at a glance
Approval is 3.4 points above the 83.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 585 / 662 | 99% | $305K | 577 |
| Home improvement loans | 88% | 83 / 94 | 96% | $55K | 80 |
| Refinance | 72% | 72 / 100 | 99% | $165K | 71 |
| Investment property purchase | 93% | 101 / 109 | 99% | $315K | 100 |
Brannen Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 87% | $305K | 992 | 850 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Brannen Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Citrus County, FL | Mortgage lenders | 91% | 411 | 367 |
| Hernando County, FL | Mortgage lenders | 87% | 168 | 143 |
| Citrus County, FL | Investment property purchase | 92% | 66 | 60 |
| Citrus County, FL | Refinance | 74% | 76 | 56 |
| Citrus County, FL | Home improvement loans | 90% | 63 | 55 |
| Hernando County, FL | Investment property purchase | 94% | 33 | 31 |
| Hernando County, FL | Home improvement loans | 85% | 20 | 16 |
The county markets where Brannen Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Brannen Bank
What is Brannen Bank's mortgage approval rate?
Brannen Bank approved 87.1% of the 992 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.4 points above the 83.7% national rate for the same mix of loan types.
How often do borrowers take the loan Brannen Bank offers?
Borrowers accepted 98% of the loans Brannen Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Brannen Bank make?
The typical home purchase mortgage loan Brannen Bank made was $305K; across all loan types its typical loan ran from $55K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Brannen Bank lend?
Brannen Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Florida.
Can I apply to Brannen Bank directly?
Yes. Brannen Bank is a bank or credit union with 12 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Brannen Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Brannen Bank treats applications, then get a rate quote from the lender.