refinance lenders · HMDA 2023–2025

Refinance lenders in Rensselaer County, New York

Fat Boy Data analyzed mortgage refinance activity in Rensselaer County, New York, home to Troy, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 917 applications were decided by 73 lenders between 2023 and 2025.

Rensselaer County at a glance

73Active lenders10 with 20+ decisions
72.2%Market approval rate662 of 917 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up635 loans funded

How Rensselaer County compares

Approval rate compared
Rensselaer County72.2%New York71.0%All 616 counties76.5%
Typical loan compared
Rensselaer County$105KNew York$205KAll 616 counties$295K

What the data shows

Broadview Federal Credit Union made the most mortgage refinances in Rensselaer County, NY, 215 of them.

That is 34% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Sefcu Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical mortgage refinance here is $105K, 49% smaller than the New York typical of $205K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 28One lender: 57% approved of 30One lender: 70% approved of 23Citizens Bank, National Association: 70% approved of 116Rocket Mortgage, LLC: 74% approved of 62Pioneer Bank, National Association: 75% approved of 48Broadview Federal Credit Union: 76% approved of 288TrustCo Bank: 83% approved of 48One lender: 100% approved of 29One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Rensselaer County

LenderApprovalApprovedTaken upTypical loanLoans made
1Broadview Federal Credit Union76%218 / 28899%$105K215
2Citizens Bank, National Association70%81 / 11695%$105K77
3Rocket Mortgage, LLC74%46 / 6296%$245K44
4TrustCo Bank83%40 / 48100%$85K40
5Pioneer Bank, National Association75%36 / 4894%$105K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 68 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Rensselaer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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