Refinance lenders in Albany County, New York
Fat Boy Data analyzed mortgage refinance activity in Albany County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,811 applications were decided by 84 lenders between 2023 and 2025.
Albany County at a glance
How Albany County compares
What the data shows
Broadview Federal Credit Union made the most mortgage refinances in Albany County, NY, 427 of them.
That is 33% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
Sefcu Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 65.
The typical mortgage refinance here is $115K, 44% smaller than the New York typical of $205K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Albany County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Broadview Federal Credit Union | 77% | 435 / 566 | 98% | $105K | 427 |
| 2 | Citizens Bank, National Association | 68% | 216 / 317 | 95% | $145K | 206 |
| 3 | TrustCo Bank | 89% | 111 / 125 | 99% | $115K | 110 |
| 4 | Rocket Mortgage, LLC | 79% | 61 / 77 | 95% | $225K | 58 |
| 5 | Sefcu Services, LLC | 97% | 63 / 65 | 97% | $265K | 61 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 79 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Albany County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Typical loan and full range
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- Branch count and how to apply
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