C & F Mortgage Corporation mortgage approval rate & lending review
C & F Mortgage Corporation decided 2,726 mortgage applications and funded 2,625 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions C & F Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to mortgage.com.
C & F Mortgage Corporation at a glance
Approval is 11.2 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 2,285 / 2,335 | 99% | $315K | 2,265 |
| Cash-out refinance | 92% | 90 / 98 | 97% | $305K | 87 |
| Refinance | 97% | 113 / 117 | 98% | $335K | 111 |
| Investment property purchase | 98% | 132 / 135 | 98% | $305K | 130 |
| Investment cash-out refinance | 78% | 21 / 27 | 90% | $235K | 19 |
C & F Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 98% | $345K | 2,352 | 2,279 |
| North Carolina | 97% | $275K | 179 | 170 |
| Maryland | 90% | $265K | 100 | 90 |
| South Carolina | 95% | $265K | 39 | 37 |
| Florida | 96% | $295K | 24 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where C & F Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Chesterfield County, VA | Mortgage lenders | 98% | 647 | 633 |
| Henrico County, VA | Mortgage lenders | 99% | 426 | 418 |
| Richmond city, VA | Mortgage lenders | 99% | 289 | 282 |
| Hanover County, VA | Mortgage lenders | 100% | 233 | 230 |
| Virginia Beach city, VA | Mortgage lenders | 98% | 115 | 112 |
| Chesapeake city, VA | Mortgage lenders | 99% | 79 | 78 |
| Gaston County, NC | Mortgage lenders | 100% | 48 | 47 |
| Hampton city, VA | Mortgage lenders | 98% | 43 | 42 |
| Spotsylvania County, VA | Mortgage lenders | 95% | 40 | 37 |
| Newport News city, VA | Mortgage lenders | 93% | 42 | 37 |
| Chesterfield County, VA | Refinance | 97% | 33 | 32 |
| Chesterfield County, VA | Investment property purchase | 97% | 33 | 32 |
The county markets where C & F Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about C & F Mortgage Corporation
What is C & F Mortgage Corporation's mortgage approval rate?
C & F Mortgage Corporation approved 97.4% of the 2,726 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.2 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan C & F Mortgage Corporation offers?
Borrowers accepted 99% of the loans C & F Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does C & F Mortgage Corporation make?
The typical home purchase mortgage loan C & F Mortgage Corporation made was $315K; across all loan types its typical loan ran from $235K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does C & F Mortgage Corporation lend?
C & F Mortgage Corporation decided applications in 12 of the states Fat Boy Data covers, most of them in Virginia, North Carolina and Maryland.
Can I apply to C & F Mortgage Corporation directly?
Yes. C & F Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is mortgage.com.
Does this page show C & F Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how C & F Mortgage Corporation treats applications, then get a rate quote from the lender.