Caliber Home Loans, Inc. mortgage approval rate & lending review
Caliber Home Loans, Inc. decided 9,387 mortgage applications and funded 8,768 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Caliber Home Loans, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to newrez.com.
Caliber Home Loans, Inc. at a glance
Approval is 7.6 points above the 86.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 7,752 / 8,147 | 99% | $315K | 7,710 |
| Cash-out refinance | 84% | 363 / 431 | 98% | $235K | 356 |
| Refinance | 80% | 118 / 147 | 98% | $285K | 116 |
| Investment property purchase | 92% | 503 / 546 | 99% | $235K | 498 |
| Investment cash-out refinance | 82% | 75 / 92 | 99% | $205K | 74 |
Caliber Home Loans, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 88% | $335K | 1,493 | 1,303 |
| Indiana | 97% | $235K | 1,369 | 1,323 |
| Illinois | 94% | $245K | 1,233 | 1,146 |
| Michigan | 95% | $215K | 751 | 705 |
| Washington | 97% | $495K | 663 | 639 |
| California | 96% | $495K | 486 | 466 |
| Virginia | 93% | $365K | 453 | 421 |
| Maryland | 96% | $435K | 447 | 426 |
| Oregon | 94% | $435K | 259 | 242 |
| New Jersey | 94% | $355K | 247 | 233 |
| Colorado | 98% | $425K | 241 | 234 |
| New York | 88% | $425K | 228 | 199 |
| Ohio | 98% | $195K | 207 | 200 |
| Pennsylvania | 96% | $305K | 170 | 164 |
| Delaware | 96% | $335K | 161 | 155 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Caliber Home Loans, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Marion County, IN | Mortgage lenders | 97% | 466 | 448 |
| Macomb County, MI | Mortgage lenders | 95% | 253 | 239 |
| Peoria County, IL | Mortgage lenders | 96% | 221 | 211 |
| Hamilton County, IN | Mortgage lenders | 97% | 192 | 187 |
| King County, WA | Mortgage lenders | 98% | 186 | 181 |
| Tazewell County, IL | Mortgage lenders | 99% | 178 | 175 |
| Madison County, IN | Mortgage lenders | 100% | 135 | 135 |
| Oakland County, MI | Mortgage lenders | 96% | 141 | 133 |
| Wayne County, MI | Mortgage lenders | 91% | 138 | 125 |
| Hendricks County, IN | Mortgage lenders | 99% | 118 | 117 |
| Sussex County, DE | Mortgage lenders | 97% | 111 | 108 |
| Indian River County, FL | Mortgage lenders | 99% | 89 | 87 |
The county markets where Caliber Home Loans, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Caliber Home Loans, Inc.
What is Caliber Home Loans, Inc.'s mortgage approval rate?
Caliber Home Loans, Inc. approved 94.0% of the 9,387 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.6 points above the 86.4% national rate for the same mix of loan types.
How often do borrowers take the loan Caliber Home Loans, Inc. offers?
Borrowers accepted 99% of the loans Caliber Home Loans, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Caliber Home Loans, Inc. make?
The typical home purchase mortgage loan Caliber Home Loans, Inc. made was $315K; across all loan types its typical loan ran from $205K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Caliber Home Loans, Inc. lend?
Caliber Home Loans, Inc. decided applications in 47 of the states Fat Boy Data covers, most of them in Florida, Indiana and Illinois.
Can I apply to Caliber Home Loans, Inc. directly?
Yes. Caliber Home Loans, Inc. reports as a direct lender that takes applications from borrowers. Its website is newrez.com.
Does this page show Caliber Home Loans, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Caliber Home Loans, Inc. treats applications, then get a rate quote from the lender.