CASE Credit Union mortgage approval rate & lending review
CASE Credit Union decided 275 mortgage applications and funded 238 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions CASE Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
CASE Credit Union at a glance
Approval is 12.7 points above the 73.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 72 / 73 | 100% | $135K | 72 |
| Home improvement loans | 73% | 46 / 63 | 100% | $35K | 46 |
| Cash-out refinance | 91% | 74 / 81 | 100% | $55K | 74 |
| Refinance | 73% | 32 / 44 | 100% | $65K | 32 |
CASE Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 87% | $55K | 275 | 238 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where CASE Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Ingham County, MI | Cash-out refinance | 88% | 52 | 46 |
| Ingham County, MI | Mortgage lenders | 98% | 45 | 44 |
| Ingham County, MI | Home improvement loans | 74% | 34 | 25 |
| Eaton County, MI | Cash-out refinance | 96% | 24 | 23 |
| Eaton County, MI | Mortgage lenders | 100% | 20 | 20 |
| Ingham County, MI | Refinance | 74% | 23 | 17 |
The county markets where CASE Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about CASE Credit Union
What is CASE Credit Union's mortgage approval rate?
CASE Credit Union approved 86.5% of the 275 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.7 points above the 73.9% national rate for the same mix of loan types.
How often do borrowers take the loan CASE Credit Union offers?
Borrowers accepted 100% of the loans CASE Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does CASE Credit Union make?
The typical cash-out refinance loan CASE Credit Union made was $55K; across all loan types its typical loan ran from $35K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does CASE Credit Union lend?
CASE Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Michigan.
Can I apply to CASE Credit Union directly?
Yes. CASE Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show CASE Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how CASE Credit Union treats applications, then get a rate quote from the lender.