Home improvement loan lenders in Ingham County, Michigan
Fat Boy Data analyzed home improvement loan activity in Ingham County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,471 applications were decided by 87 lenders between 2023 and 2025.
Ingham County at a glance
How Ingham County compares
What the data shows
MICHIGAN STATE UNIVERSITY Federal Credit Union made the most home improvement loans in Ingham County, MI, 356 of them.
That is 38% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
MICHIGAN STATE UNIVERSITY Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 440.
The typical home improvement loan here is $65K, 18% larger than the Michigan typical of $55K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Ingham County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | MICHIGAN STATE UNIVERSITY Federal Credit Union | 90% | 396 / 440 | 90% | $65K | 356 |
| 2 | The Huntington National Bank | 43% | 56 / 130 | 96% | $75K | 54 |
| 3 | Lake Trust Credit Union | 58% | 71 / 123 | 97% | $35K | 69 |
| 4 | Fifth Third Bank, National Association | 65% | 62 / 96 | 95% | $55K | 59 |
| 5 | PNC Bank, National Association | 65% | 44 / 68 | 91% | $55K | 40 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 82 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Ingham County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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