HomeMichiganEaton CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Eaton County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Eaton County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,435 applications were decided by 122 lenders between 2023 and 2025.

Eaton County at a glance

122Active lenders17 with 20+ decisions
69.7%Market approval rate1,000 of 1,435 decided
$135KTypical loanmedian lender, $10K brackets
93%Borrower take-up932 loans funded

How Eaton County compares

Approval rate compared
Eaton County69.7%Michigan71.5%All 616 counties68.2%
Typical loan compared
Eaton County$135KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Eaton County, MI, 251 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

CASE Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 9% approved of 22Amerisave Mortgage Corporation: 35% approved of 52Carrington Mortgage Services, LLC: 41% approved of 51New Day Financial, LLC: 41% approved of 29Lakeview Loan Servicing, LLC: 42% approved of 26Loandepot.Com, LLC: 58% approved of 38Lake Trust Credit Union: 59% approved of 22Newrez LLC: 60% approved of 45MICHIGAN STATE UNIVERSITY Federal Credit Union: 69% approved of 117Rocket Mortgage, LLC: 73% approved of 350The Huntington National Bank: 73% approved of 30Freedom Mortgage Corporation: 74% approved of 31Flagstar Bank, National Association: 75% approved of 24Nationstar Mortgage LLC: 76% approved of 38United Wholesale Mortgage, LLC: 77% approved of 93LAFCU Credit Union: 89% approved of 62CASE Credit Union: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Eaton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC73%254 / 35099%$135K251
2MICHIGAN STATE UNIVERSITY Federal Credit Union69%81 / 11781%$155K66
3United Wholesale Mortgage, LLCBroker only77%72 / 9397%$195K70
4LAFCU Credit Union89%55 / 6293%$105K51
5Amerisave Mortgage Corporation35%18 / 52100%$75K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 117 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Eaton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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