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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Eaton County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Eaton County, Michigan, home to Charlotte, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,321 applications were decided by 224 lenders between 2023 and 2025.

Eaton County at a glance

224Active lenders42 with 20+ decisions
82.7%Market approval rate3,572 of 4,321 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,371 loans funded

How Eaton County compares

Approval rate compared
Eaton County82.7%Michigan84.6%All 616 counties87.6%
Typical loan compared
Eaton County$205KMichigan$235KAll 616 counties$335K

What the data shows

The Dart Bank made the most home purchase mortgages in Eaton County, MI, 380 of them.

Consumers Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 46.

The typical home purchase mortgage here is $205K, 13% smaller than the Michigan typical of $235K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 140One lender: 31% approved of 35One lender: 48% approved of 62Triad Financial Services, Inc.: 49% approved of 319Flagstar Bank, National Association: 55% approved of 288One lender: 55% approved of 80One lender: 71% approved of 21One lender: 83% approved of 78One lender: 84% approved of 37One lender: 85% approved of 73One lender: 85% approved of 20One lender: 89% approved of 211One lender: 89% approved of 197One lender: 89% approved of 27One lender: 89% approved of 28One lender: 90% approved of 89One lender: 92% approved of 25One lender: 94% approved of 31One lender: 95% approved of 55One lender: 95% approved of 59One lender: 95% approved of 40One lender: 95% approved of 21The Dart Bank: 96% approved of 400MICHIGAN STATE UNIVERSITY Federal Credit Union: 96% approved of 257Union Home Mortgage Corp.: 96% approved of 353One lender: 96% approved of 25One lender: 96% approved of 28One lender: 97% approved of 64One lender: 97% approved of 35One lender: 97% approved of 37One lender: 97% approved of 38One lender: 97% approved of 39One lender: 97% approved of 39One lender: 98% approved of 51One lender: 99% approved of 89One lender: 100% approved of 46One lender: 100% approved of 39One lender: 100% approved of 32One lender: 100% approved of 31One lender: 100% approved of 25One lender: 100% approved of 20One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Eaton County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Dart Bank96%382 / 40099%$225K380
2Union Home Mortgage Corp.96%338 / 35399%$185K335
3Triad Financial Services, Inc.49%155 / 31930%$45K47
4Flagstar Bank, National Association55%158 / 28899%$225K156
5MICHIGAN STATE UNIVERSITY Federal Credit Union96%246 / 25799%$205K244

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 219 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Eaton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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