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refinance lenders · HMDA 2023–2025

Refinance lenders in Ingham County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Ingham County, Michigan, home to Lansing, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,033 applications were decided by 103 lenders between 2023 and 2025.

Ingham County at a glance

103Active lenders14 with 20+ decisions
76.3%Market approval rate788 of 1,033 decided
$155KTypical loanmedian lender, $10K brackets
93%Borrower take-up733 loans funded

How Ingham County compares

Approval rate compared
Ingham County76.3%Michigan78.1%All 616 counties76.5%
Typical loan compared
Ingham County$155KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Ingham County, MI, 113 of them.

Union Home Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 90% of 21.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 46% approved of 37One lender: 55% approved of 20One lender: 62% approved of 29One lender: 66% approved of 29One lender: 71% approved of 24One lender: 74% approved of 23Fifth Third Bank, National Association: 74% approved of 74One lender: 75% approved of 24PNC Bank, National Association: 76% approved of 46MICHIGAN STATE UNIVERSITY Federal Credit Union: 83% approved of 94United Wholesale Mortgage, LLC: 84% approved of 147One lender: 85% approved of 20Rocket Mortgage, LLC: 89% approved of 139One lender: 90% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Ingham County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%123 / 14795%$225K117
2Rocket Mortgage, LLC89%124 / 13991%$185K113
3MICHIGAN STATE UNIVERSITY Federal Credit Union83%78 / 9486%$105K67
4Fifth Third Bank, National Association74%55 / 7496%$105K53
5PNC Bank, National Association76%35 / 4697%$105K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 98 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Ingham County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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