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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sarpy County, Nebraska

Fat Boy Data analyzed cash-out refinance activity in Sarpy County, Nebraska, home to Bellevue, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,304 applications were decided by 131 lenders between 2023 and 2025.

Sarpy County at a glance

131Active lenders24 with 20+ decisions
73.5%Market approval rate1,693 of 2,304 decided
$145KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,625 loans funded

How Sarpy County compares

Approval rate compared
Sarpy County73.5%Nebraska73.9%All 616 counties68.2%
Typical loan compared
Sarpy County$145KNebraska$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sarpy County, NE, 419 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 91% of 53.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 23% approved of 139One lender: 31% approved of 45One lender: 36% approved of 56One lender: 44% approved of 34One lender: 50% approved of 24One lender: 61% approved of 62One lender: 63% approved of 43One lender: 69% approved of 45One lender: 70% approved of 20Pennymac Loan Services, LLC: 71% approved of 72One lender: 71% approved of 63One lender: 71% approved of 21One lender: 72% approved of 25Freedom Mortgage Corporation: 74% approved of 94One lender: 77% approved of 44One lender: 80% approved of 25Rocket Mortgage, LLC: 82% approved of 524One lender: 83% approved of 63One lender: 83% approved of 30Cobalt Credit Union: 86% approved of 242One lender: 88% approved of 48One lender: 88% approved of 24One lender: 89% approved of 27One lender: 91% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Sarpy County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%432 / 52497%$145K419
2Cobalt Credit Union86%207 / 24299%$65K204
3Amerisave Mortgage Corporation23%32 / 13997%$95K31
4Freedom Mortgage Corporation74%70 / 9497%$245K68
5Pennymac Loan Services, LLC71%51 / 7294%$175K48

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 126 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Sarpy County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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