Lincoln FSB of Nebraska mortgage approval rate & lending review
Lincoln FSB of Nebraska decided 2,331 mortgage applications and funded 2,248 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Lincoln FSB of Nebraska reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Lincoln FSB of Nebraska at a glance
Approval is 11.7 points above the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,823 / 1,861 | 99% | $255K | 1,812 |
| Home improvement loans | 93% | 27 / 29 | 93% | $55K | 25 |
| Cash-out refinance | 88% | 58 / 66 | 97% | $165K | 56 |
| Refinance | 96% | 150 / 156 | 99% | $285K | 149 |
| Investment property purchase | 98% | 151 / 154 | 99% | $165K | 150 |
| Investment cash-out refinance | 85% | 28 / 33 | 93% | $155K | 26 |
| Investment refinance | 96% | 26 / 27 | 96% | $135K | 25 |
Lincoln FSB of Nebraska lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 97% | $255K | 2,275 | 2,193 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Lincoln FSB of Nebraska lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lancaster County, NE | Mortgage lenders | 98% | 1,589 | 1,552 |
| Douglas County, NE | Mortgage lenders | 95% | 177 | 167 |
| Lancaster County, NE | Investment property purchase | 99% | 125 | 123 |
| Lancaster County, NE | Refinance | 97% | 126 | 121 |
| Sarpy County, NE | Mortgage lenders | 100% | 57 | 56 |
| Lancaster County, NE | Cash-out refinance | 90% | 48 | 41 |
| Lancaster County, NE | Home improvement loans | 93% | 29 | 25 |
| Lancaster County, NE | Investment refinance | 96% | 25 | 23 |
| Douglas County, NE | Refinance | 90% | 20 | 18 |
The county markets where Lincoln FSB of Nebraska made the most loans. Each link opens that market with every lender ranked.
Questions about Lincoln FSB of Nebraska
What is Lincoln FSB of Nebraska's mortgage approval rate?
Lincoln FSB of Nebraska approved 97.3% of the 2,331 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.7 points above the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan Lincoln FSB of Nebraska offers?
Borrowers accepted 99% of the loans Lincoln FSB of Nebraska approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Lincoln FSB of Nebraska make?
The typical home purchase mortgage loan Lincoln FSB of Nebraska made was $255K; across all loan types its typical loan ran from $55K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Lincoln FSB of Nebraska lend?
Lincoln FSB of Nebraska decided applications in 23 of the states Fat Boy Data covers, most of them in Nebraska, Arizona and Colorado.
Can I apply to Lincoln FSB of Nebraska directly?
Yes. Lincoln FSB of Nebraska is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Lincoln FSB of Nebraska's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Lincoln FSB of Nebraska treats applications, then get a rate quote from the lender.