Lender profile · HMDA 2023–2025
Chevron Federal Credit Union mortgage approval rates & lending data
Chevron Federal Credit Union decided 2,906 mortgage applications and funded 2,469 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,564 / 1,609 | 100% | $445K | 1,560 |
| Home improvement loans | 71% | 534 / 748 | 100% | $125K | 533 |
| Cash-out refinance | 58% | 87 / 150 | 97% | $205K | 84 |
| Refinance | 72% | 76 / 105 | 100% | $965K | 76 |
| Investment property purchase | 89% | 122 / 137 | 100% | $235K | 122 |
| Investment cash-out refinance | 62% | 16 / 26 | 100% | $145K | 16 |
| Investment home improvement | 62% | 71 / 115 | 99% | $155K | 70 |
Chevron Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 86% | $445K | 1,239 | 1,065 |
| California | 83% | $235K | 919 | 762 |
| Louisiana | 98% | $375K | 117 | 115 |
| Colorado | 94% | $505K | 102 | 96 |
| Mississippi | 94% | $265K | 69 | 65 |
| Alabama | 82% | $245K | 50 | 41 |
| Florida | 67% | $255K | 46 | 31 |
| Utah | 91% | $605K | 43 | 39 |
| Arizona | 68% | $695K | 31 | 21 |
| Ohio | 78% | $535K | 23 | 18 |
| Washington | 83% | $795K | 23 | 19 |
| Tennessee | 86% | $295K | 22 | 19 |
| Nevada | 72% | $535K | 18 | 13 |
| Maryland | 59% | $105K | 17 | 10 |
| Georgia | 87% | $315K | 15 | 13 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.