Lender profile · HMDA 2023–2025
City Credit Union mortgage approval rates & lending data
City Credit Union decided 361 mortgage applications and funded 308 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 76 / 76 | 100% | $255K | 76 |
| Home improvement loans | 66% | 59 / 89 | 100% | $55K | 59 |
| Cash-out refinance | 79% | 71 / 90 | 100% | $115K | 71 |
| Refinance | 97% | 102 / 105 | 99% | $95K | 101 |
City Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 86% | $95K | 361 | 308 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.