Lender profile · HMDA 2023–2025
City First Mortgage Services, L.L.C. mortgage approval rates & lending data
City First Mortgage Services, L.L.C. decided 2,759 mortgage applications and funded 2,599 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,170 / 2,264 | 99% | $335K | 2,148 |
| Cash-out refinance | 95% | 59 / 62 | 98% | $255K | 58 |
| Refinance | 94% | 179 / 191 | 94% | $315K | 168 |
| Investment property purchase | 95% | 185 / 195 | 99% | $265K | 183 |
| Investment refinance | 97% | 30 / 31 | 97% | $285K | 29 |
City First Mortgage Services, L.L.C. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $305K | 673 | 634 |
| California | 98% | $445K | 306 | 298 |
| Arizona | 96% | $415K | 251 | 240 |
| South Carolina | 94% | $245K | 225 | 209 |
| Florida | 92% | $315K | 195 | 179 |
| North Carolina | 99% | $415K | 189 | 188 |
| Georgia | 91% | $315K | 124 | 109 |
| Virginia | 96% | $335K | 111 | 106 |
| Minnesota | 97% | $285K | 88 | 84 |
| Missouri | 91% | $245K | 76 | 68 |
| Utah | 97% | $435K | 61 | 56 |
| New Jersey | 90% | $275K | 51 | 44 |
| Indiana | 93% | $225K | 44 | 38 |
| Hawaii | 97% | $515K | 33 | 32 |
| Alaska | 97% | $395K | 30 | 29 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.