City First Mortgage Services, L.L.C. mortgage approval rate & lending review
City First Mortgage Services, L.L.C. decided 2,759 mortgage applications and funded 2,599 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions City First Mortgage Services, L.L.C. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
City First Mortgage Services, L.L.C. at a glance
Approval is 9.3 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,170 / 2,264 | 99% | $335K | 2,148 |
| Cash-out refinance | 95% | 59 / 62 | 98% | $255K | 58 |
| Refinance | 94% | 179 / 191 | 94% | $315K | 168 |
| Investment property purchase | 95% | 185 / 195 | 99% | $265K | 183 |
| Investment refinance | 97% | 30 / 31 | 97% | $285K | 29 |
City First Mortgage Services, L.L.C. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $305K | 673 | 634 |
| California | 98% | $445K | 306 | 298 |
| Arizona | 96% | $415K | 251 | 240 |
| South Carolina | 94% | $245K | 225 | 209 |
| Florida | 92% | $315K | 195 | 179 |
| North Carolina | 99% | $415K | 189 | 188 |
| Georgia | 91% | $315K | 124 | 109 |
| Virginia | 96% | $335K | 111 | 106 |
| Minnesota | 97% | $285K | 88 | 84 |
| Missouri | 91% | $245K | 76 | 68 |
| Utah | 97% | $435K | 61 | 56 |
| New Jersey | 90% | $275K | 51 | 44 |
| Indiana | 93% | $225K | 44 | 38 |
| Hawaii | 97% | $515K | 33 | 32 |
| Alaska | 97% | $395K | 30 | 29 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where City First Mortgage Services, L.L.C. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Sacramento County, CA | Mortgage lenders | 97% | 132 | 128 |
| Horry County, SC | Mortgage lenders | 98% | 86 | 84 |
| Jefferson County, MO | Mortgage lenders | 96% | 55 | 53 |
The county markets where City First Mortgage Services, L.L.C. made the most loans. Each link opens that market with every lender ranked.
Questions about City First Mortgage Services, L.L.C.
What is City First Mortgage Services, L.L.C.'s mortgage approval rate?
City First Mortgage Services, L.L.C. approved 95.5% of the 2,759 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.3 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan City First Mortgage Services, L.L.C. offers?
Borrowers accepted 99% of the loans City First Mortgage Services, L.L.C. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does City First Mortgage Services, L.L.C. make?
The typical home purchase mortgage loan City First Mortgage Services, L.L.C. made was $335K; across all loan types its typical loan ran from $255K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does City First Mortgage Services, L.L.C. lend?
City First Mortgage Services, L.L.C. decided applications in 37 of the states Fat Boy Data covers, most of them in Texas, California and Arizona.
Can I apply to City First Mortgage Services, L.L.C. directly?
Yes. City First Mortgage Services, L.L.C. reports as a direct lender that takes applications from borrowers.
Does this page show City First Mortgage Services, L.L.C.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how City First Mortgage Services, L.L.C. treats applications, then get a rate quote from the lender.